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Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2007 to 2011, the average residential flood claim amounted to almost $30,000. Flood insurance is the best way to protect yourself from devastating financial loss.
Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property's flood risk.
All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.
Flood insurance is available to everyone, from high-risk areas to moderate-to-low risk ones.
Learn MoreThere are many flood policies available for renters, including contents-only flood insurance.
Learn MoreIf you rent or own a condominium unit, you may want to look at both building coverage and contents coverage.
Learn MorePolicy rates are based on many factors, including flood risk, amount of coverage and elevation.
Learn MoreFlood insurance covers property damage and personal items, but it’s always smart to know what’s covered.
Learn MoreLearn the essentials to flood insurance, including what it covers, what it protects and who it protects.
Learn MoreA lot of things determine what policy is best for your business, so if you have questions, now's the time to ask.
Learn MoreIf you’re looking for an agent, here is a quick, handy tool that will help you get started.
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