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Financial fitness would be a lot easier for many of us if it weren’t for  all the math involved! The tools on this page do a lot of the math for you so you can get  an accurate picture of where you stand and how much it will take to get where you want to be.


DoD Benefits Tool- Estimate your annual DoD benefits and how much you can save to generate the retirement income you’ll need.

 Savings calculator - See how much you’ll need to save each week or month to achieve a financial goal. Great for planning major purchases.

 • Personal wealth estimator - How much are you really worth? Get a quick tally of all your assets and debts with this easy-to-use tool.

 • Spend Less calculator - This tool proves that saving a little at a time really adds up. Calculate how much your budget deductions would be worth if you were to invest them.

 • Credit card repayment calculator - How long will it take to pay off a credit card balance if you make only the minimum payment? Use this tool to find out.

 • Loan calculator - Use this tool to create a budget for funding a college education. Also includes tools for calculating repayments according to different types of plans.

 • OPM ballpark estimator - This tool on the OPM Website helps you calculate how much to save to produce the retirement estimate of income you’ll need.

 • Home Wealth estimator - For most people, a home is their single largest investment. Use this tool to see what your home is worth, both now and in the future.

 • Emergency savings calculator - Emergency savings can make unemployment, auto repairs, property damage, legal issues, and other contingencies more manageable. Use this tool to see how much you should have on hand and how long it might take to save it.

 • OPM tax free annuity calculator - A portion of your federal annuity may be tax-free. Use this tool to estimate how much.

 • OPM federal tax calculator - Use this tool to estimate how much federal income tax should be withheld from your monthly annuity benefit.





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