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Proposals for Comment

The Board has requested public comment on the proposals listed below. Comments can be submitted through this web site using the "Submit comment" links. Comments may also be submitted in writing or by electronic mail (see text of each proposal for contact information). Please note the closing date for each comment period.

Public comments on the proposals and, if publicly available, related staff materials can be viewed by following the associated links. Comments can also be viewed in Room MP-500 of the Board’s Martin Building (20th and C Streets, NW, Washington, D.C.) between 9:00 a.m. and 5:00 p.m. (Eastern Time) weekdays or can be obtained by formal request under the FOIA. All comments are reproduced without alteration except when necessary for technical reasons.

The proposals are grouped by subject: (1) Dodd-Frank Act Proposals, (2) regulations ("Rulemaking Proposals"), (3) policies ("Other Proposals"), and (4) reports of financial and other information ("Information Collection Proposals"). Under each heading, the proposals are listed in reverse order of publication in the Federal Register, with the most recently published proposal as the first entry.

The rules and proposed rules that the Board expects to issue during the next six months are summarized in the Unified Agenda (also known as the Semiannual Regulatory Agenda), which is published twice a year in the Federal Register. View the Board's Unified Agenda.

You can find, review, and submit comments on other federal documents that are open for comment and published in the Federal Register at Regulations.gov.

 

Rulemaking Proposals

Proposals concerning Board regulations codified in the Code of Federal Regulations

Capital Plans [R-1425]

Request for comment on a proposal to require top-tier U.S. bank holding companies with total consolidated assets of $50 billion or greater to submit annual capital plans for review.

Closing date for comments: 08/5/2011

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Regulation CC - Availability of Funds and Collection of Checks [R-1409]

Request for comment on proposed amendments to Regulation CC (Availability of Funds and Collection of Checks) to encourage banks to clear and return checks electronically, add provisions that govern electronic items cleared through the check-collection system, and shorten the "exception" hold periods on deposited funds

Closing date for comments: 06/3/2011

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Regulation H and Y - Risk-Based Capital Guidelines: Market Risk [R-1401]

Interagency Notice of Proposed Rulemaking that would revise the market risk capital rules for banking organizations with signifcant trading activity.

Closing date for comments: 04/11/2011

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Community Reinvestment Act Regulation Hearings [R-1386]

The Federal Bank and Thrift Regulatory Agencies announced a series of upcoming public hearings on modernizing the regulations that implement the Community Reinvestment Act (CRA).

Closing date for comments: 08/31/2010

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Guidelines for Furnishers of Information to Consumer Reporting Agencies [R-1300]

Interagency Advance Notice of Proposed Rulemaking (ANPR) to identify possible additions to the information that furnishers must provide to consumer reporting agencies, such as the account opening date

Closing date for comments: 08/31/2009

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Minimum Capital Ratios; Capital Adequacy Guidelines; Capital Maintenance; Capital: Deduction of Goodwill Net of Associated Deferred Tax Liability [R-1329]

Interagency proposal that would permit banks, bank holding companies, and savings associations (collectively, banking organizations) to reduce the amount of goodwill that a banking organization must deduct from tier 1 capital by the amount of any deferred tax liability associated with that goodwill

Closing date for comments: 10/30/2008

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Risk-Based Capital Standards: Market Risk [R-1266]

Interagency proposed revisions to the market risk capital rule to enhance its risk sensitivity and introduce requirements for public disclosure of certain qualitative and quantitative information about the market risk of a bank or bank holding company

Closing date for comments: 01/23/2007

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Interagency Advanced Notice of Proposed Rulemaking:Threshold for the Requirement to Collect, Retain, and Transmit Information on Funds Transfers and Transmittals of Funds [R-1258]

Joint advanced notice of proposed rulemaking requesting comment from the public, including law enforcement and financial institutions, to assess whether the potential benefit to law enforcement of a lower threshold outweighs the potential burden to financial institutions.

Closing date for comments: 08/21/2006

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Interagency Advance Notice of Proposed Rulemaking on Implementing the New Basel Capital Accord in the United States (Regulations H and Y) [R-1154]

Proposed framework for Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord

Closing date for comments: 11/3/2003

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Other Proposals

Proposals concerning Board policies not codified in the Code of Federal Regulations

Proposed Guidance on Leveraged Lending [OP-1439] (2704 KB PDF)

Interagency request for comment on proposed guidance on leveraged lending (proposed guidance). The proposed guidance outlines high-level principles related to safe and sound leveraged lending activities.

Closing date for comments: 06/8/2012

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Home Mortgage Disclosure Act; Notice of Hearings [OP-1388]

Request for comment regarding the discussion topics for its upcoming public hearings on potential revisions to the Board's Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).

Closing date for comments: 08/20/2010

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Proposed Guidance on Sound Incentive Compensation Policies [OP-1374]

Proposed guidance designed to help ensure that incentive compensation policies at banking organizations do not encourage excessive risk-taking and are consistent with the safety and soundness of the organization

Closing date for comments: 11/27/2009

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Federal Reserve Bank Services Private Sector Adjustment Factor [OP-1354]

Request for comment on proposed changes to the methodology for calculating the imputed costs, collectively known as the private sector adjustment factor, that are considered when setting fees and measuring cost recovery for certain payment services provided to depository institutions

Closing date for comments: 05/29/2009

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Proposed Basel II Supervisory Guidance - IRB, AMA, and Supervisory Review (Pillar 2) [OP-1277]

Interagency proposed Supervisory Guidance for Internal Ratings-Based Systems for Credit Risk, Advanced Measurement Approaches for Operational Risk, and the Supervisory Review Process (Pillar 2) Related to Basel II Implementation

Closing date for comments: 05/29/2007

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View related staff materials

Interagency Guidance on Internal Ratings-Based Systems for Retail Credit Risk for Regulatory Capital [OP-1215]

Proposed supervisory guidance on the internal-ratings-based (IRB) approach to determine regulatory capital requirements for retail credit exposures

Closing date for comments: 01/25/2005

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Anti-Tying Restrictions of Section 106 of the Bank Holding Company Act Amendments of 1970 [OP-1158]

Proposal to adopt an interpretation of the anti-tying restrictions of section 106 of the Bank Holding Company Act Amendments of 1970, and related supervisory guidance

Closing date for comments: 09/30/2003

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Dodd-Frank Act Proposals | Rulemaking Proposals | Other Proposals | Information Collection Proposals

Information Collection Proposals

Proposals concerning the reporting of financial and other information under authority delegated to the Board by the Office of Management and Budget

Agency Information Collection (36 KB PDF)

Proposal to approve under OMB delegated authority the extension for three years, without revision, the following reports: Consolidated Bank Holding Company Report of Equity Investments in Nonfinancial Companies, and the Annual Report of Merchant Banking Investments Held for an Extended Period (FR Y-12, FR Y12A)

Closing date for comments: 11/21/2012

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Agency Information Collection (69 KB PDF)

Proposal to approve under OMB delegated authority the implementation of the following information collection: Retail Payment Surveys: Depository and Financial Institution Payments Survey (FR 3066a); Network, Processor, and Issuer Payments Surveys (FR 3066b); Check Sample Survey (FR 3066c), and Retail Payments Survey Supplement (FR 3066d)

Closing date for comments: 11/5/2012

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Agency Information Collection (30 KB PDF)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following report: Recordkeeping Requirements Associated with the Interagency Statement on Complex Structured Finance Activities (FR4022).

Closing date for comments: 10/29/2012

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Agency Information Collection (46 KB PDF)

Proposals to extend for three years, with revision, of the following reports: (1) The Government Securities Dealers Reports: Weekly Report of Dealer Positions (FR 2004A), Weekly Report of Cumulative Dealer Transactions (FR 2004B), Weekly Report of Dealer Financing and Fails (FR 2004C), Weekly Report of Specific Issues (FR 2004SI), Daily Report of Specific Issues (FR 2004SD), Supplement to the Daily Report of Specific Issues (FR 2004SD ad hoc), and Daily Report of Dealer Activity in Treasury Financing (FR 2004WI). (FR 2004); and (2) Proposal to approve the implementation of the following report: The Banking Organization Systemic Risk Report. (FR Y-15).

Closing date for comments: 10/19/2012

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Agency Information Collection (30 KB PDF)

Proposal to extend for three years, with revision, the following currently approved collection of information: Foreign Branch Report of Condition (FFIEC 030 and FFIEC 030S).

Closing date for comments: 09/28/2012

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Agency Information Collection (105 KB PDF)

See Dodd-Frank Act Proposals

Agency Information Collection (40 KB PDF)

Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following report: (1) Report of Changes in Organizational Structure, Annual Report of Bank Holding Companies, and Annual Report of Foreign Banking Organizations (FR Y-10, FR Y-10 verification, FR Y-6, and FR Y-7); and (2) Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following report: Supplement to the Report of Changes in Organizational Structure (FR Y-10E).

Closing date for comments: 08/10/2012

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Agency Information Collection (37 KB PDF)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: (1) Report of Transaction Accounts, Other Deposits, and Vault Cash (FR 2900); (2) Annual Report of Deposits and Reservable Liabilities (FR 2910a); (3) Report of Foreign (Non-U.S.) Currency Deposits (FR 2915); (4) Allocation of Low Reserve Tranche and Reservable Liabilities Exemption (FR 2930); (5) Supervisory and Regulatory Survey (FR 3052); and (6) Consumer Financial Stability Surveys (FR 3053).

Closing date for comments: 07/23/2012

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Agency Information Collection (23 KB PDF)

Proposal to extend for three years, without revision, the Country Exposure Report for U.S. Branches and Agencies of Foreign Banks (FFIEC 019)

Closing date for comments: 07/16/2012

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Agency Information Collection (76 KB PDF)

See Dodd-Frank Act Proposals

Last update: September 19, 2012