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The mission of the NCUA is to facilitate the availability of credit union services to all eligible consumers, especially those of modest means, through a safe and sound credit union system.
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In this section, you can find credit unions and research general and financial information. Other statistics, data, and reports include the archived Quarterly Call Reports, Financial Performance Reports, and Share Insurance Queries.
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Regulations, Publications and Reports
This section details the laws and regulations that govern NCUA-insured credit unions. Here you can access current and proposed regulations, regulatory alerts and policy statements, as well as guides, manuals and forms.
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Proposed Regulations

Home > Regulatory, Publications, and Reports > Legal & Regulatory Resources > Proposed Regulations

Chairman Matz's tips on writing effective comment letters:

The due date for comments for each proposed regulation is stated in the Federal Register notice listed below. Drafts of proposed regulations as presented at the most recent NCUA Board meeting.

Comments should be directed to Mary Rupp, Secretary of the Board Mail or hand-deliver comments to:

      National Credit Union Administration
      1775 Duke Street
      Alexandria, Virginia 22314-3428
or
      Fax comments to (703) 518-6319

or

      Email comments to regcomments@ncua.gov

Please send comments by one method only.

Public Inspection: All comments on proposed regulations will be posted to the agency's Web site as submitted, except as may not be possible for technical reasons.

Public comments will not be edited to remove any identifying or contact information.

Regulation Part / Federal Register Notice	Description	Comments	Date Board Issued
12 CFR Parts 702, 741 and 791	Prompt Corrective Action, Requirements for Insurance, and Promulgation of NCUA Rules and Regulations		9/20/2012
12 CFR Part 703	Investment and Deposit Activities		9/20/2012
12 CFR Part 701	Chartering and Field of Membership Manual for Federal Credit Unions	Click Here	9/20/2012
12 CFR Part 701	Payday-Alternative Loans		9/20/2012
12 CFR Part 722	Appraisals for Higher-risk Mortgage Loans	Click Here	8/14/2012
12 CFR Part 741	Maintaining Access to Emergency Liquidity	Click Here	7/24/2012
12 CFR Parts 700, 701, 741 and 750	Definition of Troubled Condition	Click Here	7/24/2012
12 CFR Part 703	Financial Derivatives Transactions To Offset Interest Rate Risk; Investment and Deposit Activities	Click Here	1/26/2012
12 CFR Parts 701 and 741	Loan Participations; Purchase, Sale and Pledge of Eligible Obligations; Purchase of Assets and Assumption of Liabilities	Click Here	12/15/2011
12 CFR Part 760	Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance	Click Here	10/3/2011
12 CFR Part 704	Corporate Credit Unions	Click Here	8/29/2011
12 CFR Parts 712 and 741	Credit Union Service Organizations	Click Here	7/21/2011
12 CFR Part 703	Financial Derivatives Transactions to Offset Interest Rate Risk; Investment and Deposit Activities	Click Here	6/17/2011
12 CFR Part 705	Community Development Revolving Loan Fund	Click Here	5/19/2011
12 CFR Part 741	Interest Rate Risk	Click Here	3/17/2011
12 CFR Parts 700, 701, 702, and 741	Net Worth and Equity Ratio	Click Here	3/17/2011
12 CFR Parts 741 and 751	Incentive-Based Compensation Arrangements	Click Here	2/17/2011
12 CFR Parts 703, 704, 709, and 742	Removing References to Credit Ratings in Regulations; Proposing Alternatives to the Use of Credit Ratings	Click Here	2/17/2011
Flood Insurance	Interagency Questions and Answers Regarding Flood Insurance with Proposed Additions	Click Here	6/5/2009
12 CFR Part 717	Guidelines for Furnishers of Information to Consumer Reporting Agencies	N/A	5/21/2009
Funding and Liquidity Risk Management	Proposed Interagency Guidance - Funding and Liquidity Risk Management	Click Here	2/11/2009
12 CFR Part 760	Proposed Interagency Questions and Answers Regarding Flood Insurance	Click Here	3/13/2008