Each depositor insured to at least $250,000 per insured bank

OFFERING ANNOUNCEMENT
FDIC Offering #SFD-12-23

$140 million

Performing and Non-Performing Residential & Commercial Real Estate Loan Portfolio

On behalf of the Federal Deposit Insurance Corporation as Receiver for Second Federal Savings and Loan Association of Chicago, Chicago, IL, Federal Deposit Insurance Corporation, First Financial Network, Inc. (www.ffncorp.com) is pleased to announce the sale of approximately 1,075 Performing and Non-Performing Residential and Commercial Real Estate (CRE) loans with an aggregate unpaid principal balance of approximately $140MM. All of the collateral properties are located in Illinois.

This is an active portfolio with a diverse customer base that requires a proactive collection approach. The FDIC is requesting that the purchaser of the portfolio adhere to special servicing needs which will include the ability to collect and accept cash payments in the neighborhoods where the borrowers are located. A large portion of the borrower base is Hispanic; therefore, bilingual servicing capabilities are critical.

Due to the unique servicing requirements of the portfolio, the loans are being offered as a single pool. The portfolio contains single-family residential (including a segment of Individual Tax Payer Identification (ITIN) loans), Home Equity Lines of Credit (HELOC) and related CRE/Mixed-Use loans as follows:

The portfolio may be of particular interest to local and regional financial institutions and buyers such as Certified Community Development Financial Institutions (CDFIs), Minority Deposit Institutions (MDIs), credit unions, banks, community development organizations and whole loan purchasers.

Qualified bidders may perform due diligence online via FFN's Loan Sale Network™. The sale schedule is as follows:

For information regarding this offering, please visit www.ffncorp.com or contact FFN's Investor Relations team at IR@ffncorp.com or 405-748-4100.

This advertisement is an announcement only and does not constitute an offer to sell, or a solicitation of an offer to buy, any loans or any interest therein. Information concerning the loans will be furnished only to persons who demonstrate that they have a level of financial sophistication and resources sufficient to evaluate and bear the risks of an investment in the loans. The loans, assets or portfolios may be offered "AS IS" and without any representations or warranties of any kind whatsoever by any entity.

OFFERING ANNOUNCEMENT
FHA-12-255, FSA-12-252, SBA-12-251, USDA-12-253, VA-12-256

$157 million

Performing and Non-Performing Government Guaranteed Mortgage and Conventional Loan Portfolio

As a Loan Sale Advisor for the Federal Deposit Insurance Corporation, in its receivership capacity ("FDIC"), Mission Capital Advisors, LLC ("Mission") is pleased to provide the opportunity to acquire certain assets offered from time to time. The next of these offerings consists of approximately $157mm in Performing and Non-Performing Loans from the following closed banks:

(Offerings FHA-12-255, FSA-12-252, SBA-12-251, USDA-12-253, and VA-12-256)

Loan Sale Timeline

For additional information please contact the undersigned:

Peter Tobin – Managing Director – ptobin@missioncap.com – (212) 925-6692
Michael Britvan – Vice President – mbritvan@missioncap.com – (212) 925-6692
Jesse Hsu – Associate – jhsu@missioncap.com - (212) 925-6692

OFFERING ANNOUNCEMENT: MR1-12

$46.7 million

Performing and Non-Performing Loans

On behalf of the FDIC, DebtX (www.debtx.com) is conducting a sealed bid auction of approximately $46.7 million in loans primarily from two receiverships: Bank of the Eastern Shore (MD) and Fort Lee Federal Savings Bank (NJ). The sale contains the following loan types:

• Lead participations (offered to Banks only)
• Non-Lead participations
• Commercial
• Agricultural
• Commercial and Industrial
• Consumer unsecured
• Consumer liquid collateral
• Vehicle

KEY DATES

This advertisement is an announcement only and does not constitute an offer to sell, or a solicitation of an offer to buy, any loans or any interest therein. Information concerning the loans will be furnished only to persons who demonstrate that they have a level of financial sophistication and resources sufficient to evaluate and bear the risks of an investment in the loans.

FDIC markets loans through the following sales advisors:

When FDIC has loans available for sale they will be assigned to one of the two loan sale advisors and the loans will be marketed on their respective websites. The loan sale advisors will provide approved bidders information on the loan pool(s) being offered for sale. Each advisor has the ability to offer both electronic due diligence on their website and hard copy due diligence. Each of their websites has an internet bid platform where bids on FDIC loan sales will be submitted.

If you are interested in participating in a loan sale offering, you are recommended to contact each of the loan sale advisors and request an account on their web site. Each advisor has their own requirements for granting access to their site. You are encouraged to make application so you will receive notice of any FDIC loan sale offering.