FERS Transfer Handbook
The FERS Transfer Handbook is available in the following formats:
Note: The material in this publication is based on the law in effect at the time it went to publication.
Under the Balanced Budget Act of 1997, Public Law 105-33 for fiscal year 1998, employee retirement contributions will increase as follows. Deductions for the Civil Service Retirement System and the Federal Employees Retirement System would be increased by 0.25% in January 1999, by an additional 0.15% in January 2000, and by 0.1% more in January 2001, for a total increase of 0.5%. These higher contribution rates would be in effect through 2002.
Table of Contents
Introduction
Federal Employees Retirement System (FERS)
Civil Service Retirement System (CSRS)
Special Transfer Rules: CSRS to FERS
Making Your Decision
Disability Benefits Under CSRS and FERS
Survivor Benefits Under CSRS and FERS
Involuntary Retirement and "Early-Out" Retirement
Brief Description of the Social Security Program
Special Employee Groups
Service Credit Deposits and Refunds
Additional Information