Ex-Im Bank's Products:
Export
Credit Insurance
Ex-Im Bank provides U.S. exporters and lenders with a variety of short-term (generally up to 180 days) export credit insurance policies, allowing them to extend credit terms to international buyers with minimal risk. This is often more cost effective than bank financing or letters of credit. Short-term export credit insurance is generally used for transactions involving non-capital goods and services. Medium-term insurance policies are used to arrange
financing for capital goods with repayment terms of up to five years.
Ex-Im Banks insurance policies cover up to 85 percent of the medium-term
contract value. Learn more about Export Credit Insurance.
Commercial Loan Guarantees
Ex-Im Bank guarantees repayment of medium-
and long-term loans extended by commercial banks to African buyers to
finance the purchase of U.S. goods and services. Ex-Im Bank guarantees
cover 100 percent of the principal and interest (fixed or floating rate).
With Ex-Im Banks 100 percent cover for the risk of loss under
the direct loan and guarantee programs, U.S. exporters and commercial
banks are able to provide attractive financing terms critical to achieving
export success in todays challenging global marketplace. More details about Commercial Loan Guarantees.
Working
Capital Guarantee
Ex-Im Bank's working capital financing enables U.S. exporters to obtain loans that facilitate the export of goods or services. These working capital loans, made by commercial lenders and backed by our guarantee, provide you with the liquidity to accept new business, grow your international sales and compete more effectively in the international marketplace. More detailed product information on Working Capital.
Project
Finance
Ex-Im Bank can consider project financing in most African countries.
Under project financing structures, lenders depend on the proceeds from
the project for repayment and do not rely on recourse to foreign governments,
financial institutions or established corporations. Ex-Im Banks
Project Finance Program helps U.S. exporters compete in new international
growth industries such as private power, telecommunications and other
infrastructure sectors. Ex-Im Bank enables the U.S. exporter to offer a more attractive
comprehensive financing package to African purchasers. For more information, see Project Finance.
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