There are organizations to help with financial planning. Some provide free or low-cost services if your income is low. The information below may help you find an organization to assist you and may help you learn how to tell when an organization is trying to take advantage of you.

	HUD-approved counseling agencies
	Preventing foreclosure
	Making Home Affordable
	Smart Money computer-based instruction
	Your spending plan
	Protect yourself from credit repair scams
	Purchasing insurance/understanding coverage
	Bankruptcy | Before you file | DOJ approved counseling agencies
	Legal assistance