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International BuyersOverviewThe Export-Import Bank of the United States (Ex-Im Bank) – the official export credit agency of the United States – supports the purchases of U.S. goods and services by creditworthy international buyers that cannot obtain credit through traditional trade finance sources. We offer trade financing solutions and help turn your business opportunities into real transactions. Ex-Im Bank does not compete with private sector lenders but provides financing products that fill gaps in trade financing. We assume country and credit risks that the private sector is unable or unwilling to accept. We also help to level the playing field for U.S. exporters by matching the financing that other governments provide to their exporters. In nearly 70 years of operation, Ex-Im Bank has supported more than $400 billion of U.S. exports to international markets. Medium- and Long-Term FinancingEx-Im Bank supports your purchases of U.S. capital goods and related services by guaranteeing or insuring loans to international buyers. In some cases, we also provide direct loans to buyers. Ex-Im Bank will support up to 85% of the contract amount (depending upon U.S. content) after a cash payment of at least 15%. Benefits:
Loan GuaranteesEx-Im Bank loan guarantees covers 100% of loan principal and accrued interest and is available for medium-term (up to five years) and long-term (over seven years) repayment, which is usually determined by transaction size. The interest rate charged is usually a floating rate, negotiated between the buyer and the lender.
Insurance Ex-Im Bank also offers medium-term insurance with similar eligibility
requirements. Structured and Project FinanceEx-Im Bank also offers guarantees and direct loans to finance the construction and operation of projects through structured finance transactions, including limited recourse project finance in which project cash flows are used for repayment of the financing. Benefits:
TransportationEx-Im Bank’s medium- and long-term financing products can assist U.S. manufacturers in selling transportation equipment to international buyers. Ex-Im Bank will support the export of both new and used U.S. manufactured transportation equipment such as commercial jet aircraft and engines, general aviation equipment, locomotives and other rolling stock, ships, and trucks. Special financing structures such as asset-based finance leases are available for certain exports. For more information, see Transportation Security Exports Program Benefits:
Short-Term FinancingIn addition to medium-term insurance, Ex-Im Bank also provides U.S. exporters and lenders with a variety of short-term (generally up to 180 days) export credit insurance policies. Short-term insurance is generally used for transactions involving consumer goods, agricultural products, spare parts and raw materials. Medium-term insurance is generally used for capital goods and services. The exporter or lender must submit the applications. Benefits:
Special InitiativesCo-Financing: Ex-Im Bank works closely with foreign export credit counterparts to establish co-financing arrangements. Under this structure, Ex-Im Bank guarantees the U.S. portion of a transaction, while the foreign export credit agency supports its respective portion. Benefits:
Sub-Sovereign: Ex-Im Bank’s sub-sovereign initiative allows a local or regional government to serve as a borrower or guarantor for the purchase of U.S. goods and services. Eligible sub-sovereign entities must be rated by an internationally recognized credit rating organization and meet Ex-Im Bank’s credit criteria. Benefits:
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