Dr. Justin Kim owner of Trinity Vision Center continues to get the assistance he needs through SBA and its loan programs. He started his eye care center right before the economic down turn by utilizing the Patriot Express Loan Program for leasehold improvements, equipment and inventory. As he continued to operate and develop his clientele he experienced a need for more working capital that would allow him the flexibility to increase his marketing efforts in a time of economic uncertainty.

The Recovery Act came at the perfect time for many small businesses and the opportunities it delivered help Dr. Kim. Randolph Brooks Federal Credit Union, known for its financial loan assistance to veteran-owned small businesses, provided the capital Kim needed. The credit union was able to receive a higher guaranty percentage of 90 percent and waive the borrower fee. Randolph Brooks Federal Credit Union received an award during National Small Business Week 2009 for its loan activity support to the San Antonio military community with the use of SBA’s Patriot Express Loan Program.