Why work with a HUD-approved housing counselor?
- There is no charge to work with a HUD-approved counseling agency
- A HUD-approved housing counselor will talk to you about your situation and help you decide what options are best for you
- A counselor will explain what documents you will need to provide to your mortgage company and may be able to contact the mortgage company on your behalf
- A housing counselor can help you make a budget that will show you how to meet your monthly mortgage payment and other expenses
The counselor will also have information about local resources that may be helpful to you.
Where can I get help?
The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages.
Find a HUD-approved housing counselor ›
You can also call 888-995-HOPE (4673), 24 hours a day, 7 days a week, 365 days a year, to immediately speak to an expert advisor in over 160 languages. Calls are answered within seconds. This valuable, around-the-clock service is available completely free of charge.