The study,Lending by Depository Lenders to Small Businesses, 2003 to 2010, looks at small business lending in the context of an economy that has endured a deep recession and appears poised for recovery. It relies on data based on reports provided by depository institutions to their respective regulating agencies—Call Reports for June of each year from 2003 to 2010.
The research focuses on changes in five performance categories: aggregate lending, number of loans, average loan size, ratio of small business loans to total assets, and ratio of small business loans to total business loans. Two types of small business loans are reported by the FDIC: commercial real estate (CRE) loans; and commercial and industrial (C&I) loans.
The first section looks at small business loans held by depository lenders over the period from 2003 to 2010, with special emphasis on lending institutions with total assets exceeding $10 billion.
The second section examines small business loans held by “community lenders”—depository lenders with assets of less than $10 billion. It focuses specifically on 2009-2010 trends in each of the ten federal regions.
National and regional level performance measures and a list of lenders are in excel files.
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Region 1 |
Region 2 |
Region 3 |
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Region 4 |
Region 5 |
Region 6 |
Region 7 |
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Region 8 |
Region 9 |
Region 10 |
How to Obtain Paper, Microfiche or Disk Copies
To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.
