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FAQs
Who is eligible for E-tran?
What is the maximum interest rate?
Isn’t floor plan financing available through GMAC?
What can be financed?
What is the underwriting process?
Are there some actions that the lender can take unilaterally first and then tell SBA after the fact?
Are there some servicing actions that must receive prior approval by SBA?
Does SBA have to approve these payment modifications?
Can payment modifications be made to loans sold on the Secondary Market?
What provisions of SBA’s SOP address these payment modifications?
What types of payment modifications are available in connection with an SBA guaranteed loan?
How do I get started using E-Tran?
How does E-Tran work?
What are lenders saying about E-tran?
What are lenders saying about E-tran?
-20 votes
Instant Assignment of SBA number (decreased turnaround time and convenience)
Competitive advantage: Ability to respond in the market place and close loans faster
Automated report features
Confidence that eligibility compliance is being maintained due to system design of the data entry and
Validation
Automatic calculation of fees
Access to technical support (very responsive)
Drafts can be created and stored to return to at a later date
Overall programming very “user-friendly” and easy to train
Instant Validation provides comfort that there are no errors in data entry
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