Home Mortgages
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Shopping for Home Mortgage Loans
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5 Tips for Shopping for a Mortgage
Helps consumers avoid potential pitfalls and make well-informed decisions when choosing a home loan.
Español 5 consejos para obtener una hipoteca
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Know Before You Go to Get a Mortgage: A Guide to Mortgage Products and a Glossary of Lending Terms
What to know before shopping for a mortgage and questions you should ask a potential lender.
Español Infórmese antes de salir a buscar una hipoteca: Guía de productos hipotecarios y un glosario de terminología sobre préstamos
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Looking for the Best Mortgage: Shop, Compare, Negotiate
Helpful advice on how to shop for a home loan or mortgage.
Español Buscando la hipoteca más favorable: Compare, verifique, negocie
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Nationwide Mortgage Licensing System Consumer Access
Find out if the mortgage company with whom you wish to conduct business is licensed in your state.
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5 Tips for Shopping for a Mortgage
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Home Purchase/Refinancing Mortgage Loans
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Buying and Financing a Home: Consumer Rights, Mortgage Options, Settlement Costs, and More (HUD)
The home buying process can seem complicated, but taking things step-by-step will assist you in holding the keys to your own home.
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Escrow Account Information (HUD)
Answers frequently asked questions on escrow accounts.
Español Preguntas frecuentes de los consumidores sobre las cuentas de depósito en garantía
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A Guide to Mortgage Lock-Ins
Explains lock-in mortgages and their advantages to consumers.
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A Guide to Mortgage Refinancings
Information about when to consider refinancing, refinancing options, and how to shop for a new loan.
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A Guide to Mortgage Settlement Costs
Describes what is involved in mortgage settlement, including possible charges and cost tips.
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Homeowners Beware of Questionable Solicitations
Don't be a victim of the latest consumer scam. Beware if you get an advertisement for a Community Reinvestment Act program loan endorsed by the Federal Reserve.
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Mortgage Servicing: Making Sure Your Payments Count (FTC)
Know what a mortgage servicer does and what your rights are.
Español Servicios hipotecarios: cómo estar seguro de que sus pagos se acrediten
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Private Mortgage Insurance (PMI)
Learn more about a law that establishes homeowners' rights and rules for lenders regarding PMI cancellation.
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What You Need to Know: New Rules for Mortgage Transfers
You have a right to know when your home loan is sold or transferred from your current lender to a new lender or servicer.
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Buying and Financing a Home: Consumer Rights, Mortgage Options, Settlement Costs, and More (HUD)
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Adjustable Rate Mortgage Loans (ARMs)
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Consumer Handbook on Adjustable-Rate Mortgages (ARM)
Review the types and dangers of adjustable rate-mortgages.
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Consumer Handbook on Adjustable-Rate Mortgages (ARM)
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Reverse Home Mortgage Loans
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Reverse Mortgages: Are They For You? (OCC)
Understand the costs and benefits of reverse mortgages and how to shop for one.
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Top 10 Things to Know if You Are Interested in a Reverse Mortgage (HUD)
What to know if you're interested in a reverse mortgage.
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Reverse Mortgages: Are They For You? (OCC)
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Home Equity Lines of Credit
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5 Tips for Dealing with a Home Equity Line Freeze or Reduction
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
Español 5 consejos para hacer frente a la reducción o congelamiento de una línea de crédito con garantía hipotecaria
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Putting Your Home on the Loan Line Is Risky Business
What to know if you are a homeowner and thinking about getting a home equity loan.
Español Utilizar su hogar como garantía para un préstamo es arriesgado
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What You Should Know about Home Equity Lines of Credit
Learn how to shop for home equity plans, and advantages and disadvantages of home equity lines of credit.
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5 Tips for Dealing with a Home Equity Line Freeze or Reduction