Table 15. Fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 80 $500 $1,000 $1,750 $2,500 $2,750 20 (1) Worker characteristic Management, professional, and related... 100 81 500 1,000 1,900 2,500 2,750 19 (1) Professional and related.............. 100 80 500 1,000 1,850 2,500 2,750 19 (1) Teachers............................ 100 80 500 1,000 1,850 2,500 3,000 20 (1) Primary, secondary, and special education school teachers......... 100 79 500 1,000 1,850 2,500 3,000 21 (1) Service................................. 100 78 500 1,000 1,500 2,500 2,750 21 1 Protective service.................... 100 78 500 1,000 1,500 2,250 2,750 21 1 Sales and office........................ 100 81 600 1,000 1,750 2,500 2,750 19 1 Office and administrative support..... 100 81 550 1,000 1,750 2,500 2,750 19 1 Natural resources, construction, and maintenance............................. 100 78 500 1,000 1,500 2,000 2,750 20 1 Production, transportation, and material moving.................................. 100 75 500 900 1,500 2,000 3,000 25 1 Full time............................... 100 80 500 1,000 1,750 2,500 2,750 20 1 Part time............................... 100 78 – 1,000 1,650 2,150 3,250 22 (1) Union................................... 100 65 400 750 1,400 2,000 2,500 34 1 Nonunion................................ 100 91 800 1,200 2,000 2,500 2,900 9 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 86 800 – 2,000 2,500 2,750 13 (1) Lowest 10 percent................... 100 89 900 1,150 2,000 2,500 2,750 11 (1) Second 25 percent..................... 100 79 500 1,000 1,700 2,300 2,750 21 1 Third 25 percent...................... 100 80 600 1,000 1,850 2,500 2,750 20 1 Highest 25 percent.................... 100 75 400 900 1,500 2,250 3,000 25 (1) Highest 10 percent.................. 100 64 400 750 1,500 2,150 2,750 36 (1) Establishment characteristic Service-providing industries............ 100 80 500 1,000 1,750 2,500 2,750 20 (1) Education and health services......... 100 81 600 1,000 2,000 2,500 3,000 19 (1) Educational services................ 100 81 600 1,000 2,000 2,500 3,000 19 (1) Elementary and secondary schools.. 100 79 500 1,000 2,000 2,500 3,000 20 1 Junior colleges, colleges, and universities...................... 100 85 750 1,000 2,000 2,500 2,750 15 – Health care and social assistance... 100 84 – 1,000 1,700 2,000 3,000 16 (1) Hospitals......................... 100 86 – 1,275 1,850 2,300 3,000 14 (1) Public administration................. 100 78 500 1,000 1,500 2,250 2,650 21 1 1 to 99 workers......................... 100 81 800 1,000 2,000 2,300 2,750 18 1 1 to 49 workers....................... 100 82 950 1,050 2,000 2,350 2,750 – – 50 to 99 workers...................... 100 80 – 1,000 1,500 2,000 2,500 20 – 100 workers or more..................... 100 79 500 1,000 1,700 2,500 2,800 20 (1) 100 to 499 workers.................... 100 81 – 950 1,500 2,200 2,500 19 1 500 workers or more................... 100 79 600 1,000 1,900 2,500 3,000 21 (1) State government........................ 100 82 750 1,000 1,750 2,300 2,500 18 (1) Local government........................ 100 79 500 1,000 1,750 2,500 3,000 20 1 Geographic area New England............................. 100 – – – – – – 51 – Middle Atlantic......................... 100 32 400 400 400 750 1,750 68 (1) East North Central...................... 100 81 400 600 1,250 2,000 2,500 17 2 West North Central...................... 100 89 500 900 1,275 2,000 2,500 – – South Atlantic.......................... 100 90 1,200 1,400 2,000 2,750 3,000 10 (1) West South Central...................... 100 92 1,000 2,000 2,000 2,300 3,000 – – Mountain................................ 100 74 1,000 1,500 2,000 2,500 – – – Pacific................................. 100 90 950 1,000 1,750 2,500 3,500 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.