Table 10. Fee-for-service plans: Type and amount of annual individual deductible, state and local government workers, National Compensation Survey,
2011

(All workers participating in fee-for-service plans = 100 percent)
                                                                                                                                                      
                                                                                                                                                      
                                                                                   With deductible                                                    
                                                                                                                                                      
                                                                                                                                                      
                                                                  With fixed             With variable deductible                                     
                                                                  deductible                                                        With no     Not   
            Characteristics                Total     Total                                                                         deductib- determin-
                                                      with                                                                 Other       le       able  
                                                   deductib-   Total               Total      Median deductible amount   deductib-                    
                                                       le       with     Median     with                                     le                       
                                                               fixed   deductib-  variable                                                            
                                                             deductib- le amount deductib- In-netwo-  Out-of-  Point-of-                              
                                                                 le                  le        rk     network   service                               
                                                                                                                                                      
                                                                                                                                                      
All workers.............................       100        94        31      $500        62      $500      $600         –         1         5       (1)
                                                                                                                                                      
         Worker characteristic                                                                                                                        
                                                                                                                                                      
Management, professional, and related...       100        94        31       500        62       500       600         –         1         5       (1)
  Professional and related..............       100        95        31       500        63       500       600         –         1         5       (1)
    Teachers............................       100        96        31       500        63       500       500      $250         2         4       (1)
      Primary, secondary, and special                                                                                                                 
      education school teachers.........       100        96        31       500        64       500       500       250         1         3       (1)
Service.................................       100        96         –         –        66       500       600         –         –         4         –
  Protective service....................       100        95         –         –        65       500       500         –         –         5         –
Sales and office........................       100        94         –         –        59       500         –         –         –         6       (1)
  Office and administrative support.....       100        93         –         –        59       500       700         –         –         7       (1)
Natural resources, construction, and                                                                                                                  
maintenance.............................       100        96         –         –        59       500       600         –         –         –         –
Production, transportation, and material                                                                                                              
moving..................................       100        89         –         –        62       500         –         –         –        10         1
                                                                                                                                                      
Full time...............................       100        94        31       500        63       500       600         –         1         5       (1)
Part time...............................       100        97         –         –        52       500       500         –         –         –         –
                                                                                                                                                      
Union...................................       100        92        29         –        63       250         –       250         1         7       (1)
Nonunion................................       100        96         –         –        62       600     1,000         –         –         4       (1)
                                                                                                                                                      
Average wage within the following                                                                                                                     
categories:(2)                                                                                                                                        
  Lowest 25 percent.....................       100        96         –         –        62       600     1,000         –         –         –         –
    Lowest 10 percent...................       100        96         –         –        63         –         –         –         –         –         –
  Second 25 percent.....................       100        94         –         –        63       500       700       500         –         6       (1)
  Third 25 percent......................       100        93         –         –        62       500       500       250         –         7       (1)
  Highest 25 percent....................       100        95         –         –        62       350       500         –         –         5       (1)
    Highest 10 percent..................       100        94         –         –        68       350       300         –         –         –         –
                                                                                                                                                      
      Establishment characteristic                                                                                                                    
                                                                                                                                                      
Service-providing industries............       100        94        31       500        62       500       600         –         1         5       (1)
  Education and health services.........       100        95        31       500        63       500       700         –         1         5       (1)
    Educational services................       100        95        31       500        63       500       650         –         1         5       (1)
      Elementary and secondary schools..       100        96        32       500        63       500       600         –         1         3       (1)
      Junior colleges, colleges, and                                                                                                                  
      universities......................       100        93         –         –        64         –       750       500         –         –         –
    Health care and social assistance...       100        94         –         –        58       500         –         –         –         –         –
      Hospitals.........................       100        96         –         –        59         –     1,000         –         –         –         –
  Public administration.................       100        94         –         –        61         –       500       500         –         6         –
                                                                                                                                                      
1 to 99 workers.........................       100        92         –         –        56       500     1,000         –         –         –         –
  1 to 49 workers.......................       100        92         –         –        57       500     1,150         –         –         –         –
  50 to 99 workers......................       100        92         –         –        54         –         –         –         –         –         –
100 workers or more.....................       100        95        30       500        63       500       500         –         1         5       (1)
  100 to 499 workers....................       100        97         –         –        62       500       500         –         –         –         –
  500 workers or more...................       100        94        29       500        64       500       600         –         1         6       (1)
                                                                                                                                                      
State government........................       100        90         –         –        64         –       600     1,000         –         –         –
Local government........................       100        96        33       500        62       500       600         –         1         4       (1)
                                                                                                                                                      
            Geographic area                                                                                                                           
                                                                                                                                                      
New England.............................       100        87         –         –        64       250       250         –         –         –         –
Middle Atlantic.........................       100        97        10       250        87       250         –         –         –         3       (1)
East North Central......................       100        97         –         –        74       250       500       350         –         2         1
West North Central......................       100        96         –         –        58       500     1,000         –         –         –         –
South Atlantic..........................       100        97         –         –        62       600     1,000         –         –         –         –
West South Central......................       100        99         –         –        65       500       750         –         –         –         –
Mountain................................       100        72         –         –        50         –         –         –         –         –         –
Pacific.................................       100        82        60         –         –         –         –         –         –        18         –

  1 Less than 0.5.
  2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.