Standard Errors
Health-related benefits: Access

Table 42. Standard errors for health-related benefits: Access,
private industry workers,  National Compensation Survey, March
2011

Characteristics

Long-term
care
insurance1

Retiree health care
benefits2

Under age
65

Age 65 and
over

All workers

0.3

0.4

0.4

Worker characteristics

      

Management, professional, and related

0.9

1.0

0.9

    Management, business, and financial

1.4

1.5

1.6

    Professional and related

1.0

1.1

1.0

Service

0.5

0.4

0.4

    Protective service

1.4

2.7

1.3

Sales and office

0.5

0.6

0.6

    Sales and related

0.7

0.9

1.0

    Office and administrative support

0.5

0.7

0.6

Natural resources, construction, and maintenance

0.9

1.0

1.0

    Construction, extraction, farming, fishing, and
     forestry

1.0

1.4

1.4

    Installation, maintenance, and repair

1.4

1.4

1.3

Production, transportation, and material moving

0.7

0.8

0.8

    Production

0.8

1.1

1.0

    Transportation and material moving

1.0

1.1

1.1

Full time

0.4

0.5

0.5

Part time

0.5

0.4

0.4

Union

1.2

2.1

2.0

Nonunion

0.4

0.4

0.4

Average wage within the following categories:3

      

    Lowest 25 percent

0.4

0.4

0.4

        Lowest 10 percent

0.7

0.6

0.6

    Second 25 percent

0.5

0.5

0.5

    Third 25 percent

0.5

0.7

0.6

    Highest 25 percent

0.9

0.8

0.8

        Highest 10 percent

1.5

1.2

1.2

Establishment characteristics

      

Goods-producing industries

0.7

0.9

0.9

    Construction

0.9

1.1

1.1

    Manufacturing

1.0

1.2

1.2

Service-providing industries

0.4

0.4

0.4

    Trade, transportation, and utilities

0.6

0.8

0.8

        Wholesale trade

1.3

1.3

1.1

        Retail trade

0.8

0.9

1.0

        Transportation and warehousing

2.2

2.4

2.3

        Utilities

4.4

4.8

4.8

    Information

3.1

2.8

2.8

    Financial activities

1.5

1.4

1.4

        Finance and insurance

1.3

1.4

1.3

            Credit intermediation and related activities

2.0

1.8

2.0

            Insurance carriers and related activities

2.7

2.8

2.8

        Real estate and rental and leasing

–

1.3

1.5

    Professional and business services

1.1

1.3

1.2

        Professional and technical services

2.1

2.3

2.1

        Administrative and waste services

0.9

1.1

1.0

    Education and health services

1.1

1.0

0.9

        Educational services

1.8

1.8

1.5

            Junior colleges, colleges, and universities

1.9

2.1

1.9

        Health care and social assistance

1.2

1.1

0.9

    Leisure and hospitality

0.6

0.4

0.5

        Accommodation and food services

0.7

0.5

0.6

    Other services

0.7

1.2

1.1

1 to 99 workers

0.4

0.3

0.3

    1 to 49 workers

0.5

0.4

0.3

    50 to 99 workers

0.9

0.8

0.8

100 workers or more

0.6

0.8

0.7

    100 to 499 workers

0.7

0.8

0.8

    500 workers or more

1.4

1.6

1.3

Geographic areas

      

New England

1.0

1.1

1.2

Middle Atlantic

1.0

1.2

1.1

East North Central

0.7

0.9

1.0

West North Central

1.2

1.5

1.4

South Atlantic

0.8

1.1

0.9

East South Central

2.3

2.6

2.6

West South Central

1.4

1.1

0.8

Mountain

1.2

1.2

1.5

Pacific

0.7

0.9

1.0

1A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.

3The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Te chnical Note for more details.

2A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.


NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.