Short-term disability plans: Maximum benefit amounts

Table 28. Short-term disability plans: Maximum benefit amounts, private industry workers,  National
Compensation Survey, March 2011

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

72

$170

$260

$546

$1,000

$2,080

28

Worker characteristics

              

Management, professional, and related

68

170

385

600

1,500

2,423

32

    Management, business, and financial

68

170

400

900

1,500

2,500

32

    Professional and related

68

170

381

561

1,385

2,325

32

Service

85

–

–

–

–

–

15

    Protective service

83

–

–

–

–

–

17

Sales and office

70

170

201

546

1,000

2,300

30

    Sales and related

72

170

170

546

1,000

2,500

28

    Office and administrative support

69

170

250

559

1,000

2,000

31

Natural resources, construction, and maintenance

72

170

300

546

1,000

1,500

28

    Construction, extraction, farming, fishing, and
     forestry

81

–

–

–

–

–

19

    Installation, maintenance, and repair

67

170

250

546

1,000

1,500

33

Production, transportation, and material moving

69

170

250

515

750

1,500

31

    Production

71

170

250

515

1,000

1,500

29

    Transportation and material moving

67

170

300

511

577

1,500

33

Full time

70

170

300

559

1,153

2,308

30

Part time

82

170

170

315

559

561

18

Union

70

170

215

500

559

1,000

30

Nonunion

72

170

300

559

1,000

2,308

28

Average wage within the following categories:2

              

    Lowest 25 percent

84

170

170

524

561

1,500

16

    Second 25 percent

73

170

270

546

1,000

2,000

27

    Third 25 percent

71

170

300

546

1,000

2,000

29

    Highest 25 percent

66

170

346

561

1,500

2,400

34

        Highest 10 percent

67

170

300

559

1,500

2,423

33

Establishment characteristics

              

Goods-producing industries

64

170

300

524

1,000

1,500

36

    Manufacturing

59

170

300

524

1,000

1,730

41

Service-providing industries

73

170

250

546

1,000

2,308

27

    Trade, transportation, and utilities

66

170

170

511

600

1,746

34

        Wholesale trade

71

170

364

546

1,000

1,500

29

        Transportation and warehousing

58

170

200

524

577

1,000

42

        Utilities

48

–

–

–

–

–

52

    Information

48

–

–

–

–

–

52

    Financial activities

65

170

500

1,000

2,500

3,846

35

        Finance and insurance

60

170

546

1,000

2,500

3,000

40

            Credit intermediation and related activities

65

–

–

–

–

–

35

            Insurance carriers and related activities

58

–

–

–

–

–

42

        Real estate and rental and leasing

79

–

–

–

–

–

21

    Professional and business services

81

170

500

561

1,200

2,350

19

        Professional and technical services

83

170

500

1,000

1,500

2,080

17

        Administrative and waste services

88

–

–

–

–

–

12

    Education and health services

72

–

–

–

–

–

28

        Educational services

54

–

–

–

–

–

46

            Junior colleges, colleges, and universities

45

170

170

600

1,500

1,500

55

        Health care and social assistance

75

170

300

546

1,000

2,076

25

1 to 99 workers

78

170

170

524

800

1,500

22

    1 to 49 workers

81

170

170

546

750

1,500

19

    50 to 99 workers

73

170

170

500

1,000

1,500

27

100 workers or more

67

170

346

559

1,400

2,308

33

    100 to 499 workers

72

170

350

559

1,200

2,308

28

    500 workers or more

60

170

300

561

1,500

2,350

40

Geographic areas

              

Middle Atlantic

90

170

170

500

559

561

10

East North Central

51

200

350

520

1,000

2,300

49

West North Central

52

250

346

515

1,250

2,000

48

South Atlantic

66

300

500

1,000

1,750

2,500

34

East South Central

72

–

–

–

–

–

28

West South Central

57

230

500

1,000

1,500

2,308

43

Mountain

60

315

500

1,000

2,300

3,363

40

Pacific

71

200

520

916

2,000

2,400

29

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers re ceive the same or less
than the benefit shown. The remaining percentiles follow the same logic.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.

2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.