Short-term disability plans: fixed percent of annual earnings

Table 27. Short-term disability plans: Fixed percent of annual earnings, private industry workers,  National
Compensation Survey, March 2011

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
50 percent

50 percent

51 to 59
percent

60 percent

61 to 69
percent

Greater
than 69
percent

All workers

1

21

1

33

27

16

63.7

60.0

Worker characteristics

                

Management, professional, and related

1

17

1

35

24

22

65.6

60.0

    Management, business, and financial

–

18

–

37

17

26

66.0

60.0

    Professional and related

1

17

1

34

27

19

65.4

60.0

Service

2

36

1

25

31

5

59.1

60.0

    Protective service

–

–

–

37

–

6

59.1

60.0

Sales and office

1

21

2

34

27

16

63.9

60.0

    Sales and related

–

21

–

37

25

15

63.4

60.0

    Office and administrative support

1

21

2

32

27

17

64.1

60.0

Natural resources, construction, and maintenance

–

21

–

33

35

9

62.1

60.0

    Construction, extraction, farming, fishing, and
     forestry

–

17

–

33

40

6

61.2

60.0

    Installation, maintenance, and repair

–

23

–

33

31

12

62.6

60.0

Production, transportation, and material moving

1

17

1

36

28

16

64.6

60.0

    Production

2

17

1

40

27

12

62.0

60.0

    Transportation and material moving

–

17

–

32

28

21

67.6

60.0

Full time

1

19

1

36

26

17

64.1

60.0

Part time

–

39

–

18

34

9

61.0

60.0

Union

2

22

3

18

40

15

64.4

66.0

Nonunion

1

21

1

36

25

16

63.6

60.0

Average wage within the following categories:1

                

    Lowest 25 percent

–

35

–

25

32

6

59.9

60.0

        Lowest 10 percent

–

47

–

16

33

3

58.0

60.0

    Second 25 percent

1

20

1

36

29

12

62.9

60.0

    Third 25 percent

1

19

1

37

26

16

63.7

60.0

    Highest 25 percent

1

18

1

32

25

23

66.2

60.0

        Highest 10 percent

–

18

–

30

25

26

67.2

65.0

Establishment characteristics

                

Goods-producing industries

2

14

1

38

26

18

64.5

60.0

    Construction

–

22

–

26

44

5

61.3

60.0

    Manufacturing

2

13

1

40

23

20

65.0

60.0

Service-providing industries

1

23

1

32

27

15

63.6

60.0

    Trade, transportation, and utilities

–

20

1

30

28

21

66.4

60.0

        Wholesale trade

–

12

–

38

34

15

65.4

60.0

        Transportation and warehousing

–

19

–

23

21

37

72.8

67.0

        Utilities

–

–

–

–

43

36

71.7

67.0

    Information

–

23

–

29

28

20

64.0

60.0

    Financial activities

–

17

–

30

22

28

66.8

66.0

        Finance and insurance

–

14

–

31

22

31

68.7

66.0

            Credit intermediation and related activities

–

18

–

29

26

24

66.7

60.0

            Insurance carriers and related activities

–

10

–

37

18

33

69.3

66.0

        Real estate and rental and leasing

–

–

–

29

23

–

60.6

60.0

    Professional and business services

–

16

–

41

31

12

63.5

60.0

        Professional and technical services

–

12

–

45

30

14

64.7

60.0

        Administrative and waste services

–

21

–

32

42

–

60.5

60.0

    Education and health services

2

24

1

34

26

12

62.0

60.0

        Educational services

–

24

–

22

17

36

70.7

67.0

            Junior colleges, colleges, and universities

–

24

–

25

9

40

72.2

60.0

        Health care and social assistance

3

24

2

37

28

7

60.2

60.0

    Leisure and hospitality

–

47

1

25

24

3

57.7

60.0

        Accommodation and food services

–

48

1

24

24

3

57.6

60.0

    Other services

–

35

5

–

33

5

59.0

60.0

1 to 99 workers

1

26

1

29

31

11

62.3

60.0

    1 to 49 workers

–

26

–

28

34

10

62.3

60.0

    50 to 99 workers

1

27

–

33

26

14

62.2

60.0

100 workers or more

1

18

1

36

24

19

64.8

60.0

    100 to 499 workers

2

15

1

38

27

17

64.5

60.0

    500 workers or more

1

22

2

34

21

21

65.1

60.0

Geographic areas

                

Middle Atlantic

–

40

–

8

44

6

60.8

60.0

East North Central

1

9

1

47

22

21

65.3

60.0

West North Central

–

7

–

42

21

27

66.6

60.0

South Atlantic

–

12

–

53

13

20

64.8

60.0

East South Central

–

–

–

52

5

–

62.0

60.0

West South Central

–

8

–

50

17

23

66.5

60.0

Mountain

–

8

–

48

14

24

66.1

60.0

Pacific

2

9

5

32

30

21

66.4

65.0

1The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.