Financial benefits: Access

Table 41. Financial benefits: Access, private industry workers,  National Compensation Survey, March 2011

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

Total1

Performance

Signing

Other

All workers

16

17

33

35

19

17

8

2

1

6

Worker characteristics

                    

Management, professional, and related

23

29

56

58

24

27

11

4

3

8

    Management, business, and financial

31

31

58

61

24

33

15

6

4

11

    Professional and related

20

28

55

57

23

24

9

3

2

6

Service

6

8

17

18

12

8

3

1

[2]

2

    Protective service

–

12

18

20

21

7

4

–

–

4

Sales and office

21

16

34

35

22

22

10

2

1

8

    Sales and related

22

9

28

29

24

22

10

1

1

9

    Office and administrative support

20

22

37

40

20

21

9

3

2

7

Natural resources, construction, and maintenance

12

13

21

25

14

10

5

2

1

3

    Construction, extraction, farming, fishing, and
     forestry

6

8

11

15

9

5

2

–

–

1

    Installation, maintenance, and repair

17

17

31

34

20

15

9

4

1

4

Production, transportation, and material moving

12

14

27

29

17

12

7

1

1

5

    Production

12

18

30

33

18

14

7

1

1

5

    Transportation and material moving

11

11

25

24

17

9

6

1

[2]

6

Full time

19

21

39

42

21

20

9

3

2

6

Part time

7

7

18

16

13

10

5

1

[2]

4

Union

14

19

41

43

25

21

10

4

2

5

Nonunion

16

17

33

34

18

17

8

2

1

6

Average wage within the following categories:3

                    

    Lowest 25 percent

7

6

15

15

13

9

5

1

[2]

4

        Lowest 10 percent

4

4

10

9

9

5

6

1

[2]

5

    Second 25 percent

17

16

29

31

19

17

6

2

1

5

    Third 25 percent

18

21

37

40

19

17

8

2

1

6

    Highest 25 percent

25

28

56

59

24

28

13

5

3

8

        Highest 10 percent

28

31

63

65

26

31

16

6

4

11

Establishment characteristics

                    

Goods-producing industries

14

18

32

36

16

17

8

3

2

6

    Construction

6

8

10

13

7

5

1

–

–

–

    Manufacturing

18

22

40

44

19

22

11

4

2

7

Service-providing industries

16

17

34

35

19

17

8

2

1

6

    Trade, transportation, and utilities

20

12

31

30

24

19

9

1

1

8

        Wholesale trade

14

18

26

30

16

15

6

1

–

5

        Retail trade

22

7

27

27

26

21

11

1

1

10

        Transportation and warehousing

19

18

41

36

28

14

8

–

2

5

        Utilities

41

49

74

70

12

36

14

2

–

12

    Information

33

27

67

68

23

–

33

20

2

15

    Financial activities

35

35

60

63

18

40

18

8

4

15

        Finance and insurance

41

41

69

73

19

50

23

9

5

18

            Credit intermediation and related activities

44

46

70

73

19

51

26

14

7

20

            Insurance carriers and related activities

39

38

67

71

18

45

20

5

2

16

        Real estate and rental and leasing

15

11

25

29

12

7

–

–

–

–

    Professional and business services

16

18

33

34

18

18

8

2

2

6

        Professional and technical services

23

24

47

47

21

24

9

3

–

8

        Administrative and waste services

7

7

15

15

15

5

4

–

3

2

    Education and health services

13

23

43

45

22

14

2

[2]

[2]

1

        Educational services

12

22

46

50

32

16

1

–

1

[2]

            Junior colleges, colleges, and universities

17

31

71

75

47

26

3

–

2

[2]

        Health care and social assistance

13

23

42

45

20

14

2

[2]

[2]

1

    Leisure and hospitality

4

4

11

12

–

8

4

–

–

4

        Accommodation and food services

4

4

11

11

–

8

5

–

–

4

    Other services

6

8

11

16

13

5

–

–

–

–

1 to 99 workers

9

9

19

20

11

8

4

1

1

3

    1 to 49 workers

8

8

16

17

10

7

4

1

1

3

    50 to 99 workers

12

13

27

30

15

10

7

1

[2]

5

100 workers or more

24

26

50

52

27

28

12

4

2

9

    100 to 499 workers

23

20

38

41

24

23

9

2

1

8

    500 workers or more

26

34

66

68

31

35

15

5

4

10

Geographic areas

                    

New England

12

18

38

38

20

16

9

2

1

7

Middle Atlantic

13

14

32

34

22

17

6

1

2

5

East North Central

17

18

35

37

19

19

9

3

1

6

West North Central

18

22

36

40

14

18

6

1

[2]

5

South Atlantic

16

18

33

33

17

16

8

2

2

5

East South Central

24

21

24

32

28

22

14

3

2

12

West South Central

15

17

34

36

17

17

6

2

1

5

Mountain

15

17

39

39

20

16

6

1

1

5

Pacific

16

13

31

32

16

16

8

3

2

5

1The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.

3The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.

2Less than 0.5 percent.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.