Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2011

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$7.29

0.5

$23.06

0.5

$6.45

$3.59

Worker characteristics

            

Management, professional, and related

10.47

0.9

54.01

0.9

9.63

5.05

    Management, business, and financial

15.11

0.7

44.28

0.7

14.81

8.16

    Professional and related

12.06

1.2

74.16

1.2

11.21

6.52

Service

18.94

1.5

69.93

1.5

15.09

11.62

    Protective service

36.32

1.3

132.66

1.3

37.29

63.66

Sales and office

8.43

0.6

39.19

0.6

8.49

5.00

    Sales and related

13.22

1.3

103.58

1.3

10.24

8.98

    Office and administrative support

10.25

0.6

37.45

0.6

10.76

5.76

Natural resources, construction, and maintenance

15.02

1.3

44.23

1.3

13.83

10.03

    Construction, extraction, farming, fishing, and
     forestry

25.03

2.2

49.99

2.2

27.07

18.16

    Installation, maintenance, and repair

18.69

1.5

74.16

1.5

16.48

9.87

Production, transportation, and material moving

10.84

0.7

22.13

0.7

11.27

7.08

    Production

12.73

1.0

26.45

1.0

13.13

8.33

    Transportation and material moving

18.22

1.1

31.44

1.1

19.92

12.03

Full time

7.38

0.5

21.70

0.5

6.46

3.64

Part time

22.96

1.8

52.61

1.8

25.45

17.41

Union

17.54

2.2

30.99

2.2

16.43

11.36

Nonunion

6.88

0.4

34.19

0.4

6.74

3.60

Average wage within the following categories:1

            

    Lowest 25 percent

17.49

1.1

96.37

1.1

13.57

10.41

        Lowest 10 percent

28.05

1.9

84.53

1.9

28.29

20.97

    Second 25 percent

8.86

0.5

32.60

0.5

8.73

5.83

    Third 25 percent

12.02

0.7

26.55

0.7

11.13

5.69

    Highest 25 percent

8.62

0.9

36.90

0.9

7.80

4.68

        Highest 10 percent

12.19

1.5

71.60

1.5

9.35

6.79

Establishment characteristics

            

Goods-producing industries

9.55

0.8

18.30

0.8

10.26

6.81

    Construction

17.74

2.1

33.15

2.1

18.95

18.10

    Manufacturing

11.62

0.8

20.74

0.8

11.97

7.74

Service-providing industries

8.43

0.5

32.56

0.5

7.32

4.03

    Trade, transportation, and utilities

12.00

0.8

38.23

0.8

11.65

6.72

        Wholesale trade

18.66

1.1

46.93

1.1

19.85

11.87

        Retail trade

14.15

1.3

77.72

1.3

11.66

7.83

        Transportation and warehousing

25.09

1.8

51.47

1.8

27.06

15.53

        Utilities

22.11

1.9

48.02

1.9

24.30

12.83

    Information

28.28

2.7

63.00

2.7

20.19

11.63

    Financial activities

9.37

0.6

64.74

0.6

9.35

7.76

        Finance and insurance

8.56

0.5

51.93

0.5

8.11

7.55

            Credit intermediation and related activities

10.36

0.6

70.65

0.6

10.48

9.56

            Insurance carriers and related activities

13.95

1.0

117.22

1.0

12.85

10.30

        Real estate and rental and leasing

29.02

–

–

–

–

–

    Professional and business services

19.65

1.6

70.56

1.6

20.09

10.23

        Professional and technical services

29.90

2.1

105.37

2.1

29.13

15.67

        Administrative and waste services

48.81

–

–

–

–

–

    Education and health services

16.72

1.2

79.98

1.2

17.15

10.44

        Educational services

19.19

0.4

131.74

0.4

19.38

14.99

            Junior colleges, colleges, and universities

13.46

0.3

224.07

0.3

13.19

9.05

        Health care and social assistance

18.72

1.4

81.10

1.4

19.23

12.73

    Leisure and hospitality

24.78

2.2

96.84

2.2

27.79

12.05

        Accommodation and food services

29.51

2.7

134.95

2.7

32.10

13.14

    Other services

41.18

3.5

145.40

3.5

35.33

28.98

1 to 99 workers

12.10

0.8

37.86

0.8

10.17

6.17

    1 to 49 workers

13.21

0.9

39.37

0.9

11.88

8.33

    50 to 99 workers

16.95

1.5

72.42

1.5

14.96

10.66

100 workers or more

6.71

0.5

17.92

0.5

6.67

4.15

    100 to 499 workers

9.28

0.6

32.62

0.6

9.23

5.81

    500 workers or more

8.53

0.7

18.02

0.7

8.32

6.57

Geographic areas

            

New England

20.03

0.9

110.76

0.9

24.05

15.88

Middle Atlantic

27.62

1.7

58.76

1.7

21.35

7.94

East North Central

18.65

0.9

40.15

0.9

17.96

7.23

West North Central

15.43

1.1

46.53

1.1

17.11

13.53

South Atlantic

10.95

0.7

69.24

0.7

9.52

8.01

East South Central

19.94

1.9

63.85

1.9

19.59

22.91

West South Central

28.01

1.1

120.56

1.1

23.81

10.91

Mountain

28.54

2.1

89.00

2.1

28.41

16.42

Pacific

11.06

1.6

46.97

1.6

12.15

9.75

1The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.


NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.