Standard Errors
Medical care benefits, single coverage: Employee participation by type of contribution

Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers,  National Compensation Survey, March 2011

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

0.0

0.9

[4]

0.7

0.1

[4]

0.6

[4]

Worker characteristics

                

Management, professional, and related

0.0

1.5

–

1.4

0.2

–

0.9

0.2

    Management, business, and financial

0.0

1.3

–

1.0

0.3

[4]

0.9

–

    Professional and related

0.0

1.9

–

1.9

0.3

–

1.2

[4]

Service

0.0

2.1

–

1.1

[4]

–

1.9

[4]

    Protective service

0.0

6.7

–

2.8

–

–

6.8

–

Sales and office

0.0

1.2

[4]

1.0

[4]

[4]

0.8

[4]

    Sales and related

0.0

1.8

–

1.4

–

–

1.1

[4]

    Office and administrative support

0.0

1.3

[4]

1.0

0.2

[4]

0.9

[4]

Natural resources, construction, and maintenance

0.0

1.9

–

1.1

–

–

1.6

0.5

    Construction, extraction, farming, fishing, and
     forestry

0.0

3.2

–

1.7

–

–

2.6

–

    Installation, maintenance, and repair

0.0

2.2

–

1.4

–

–

1.8

0.3

Production, transportation, and material moving

0.0

1.1

0.4

0.7

[4]

–

1.0

–

    Production

0.0

1.5

–

1.0

[4]

–

1.3

–

    Transportation and material moving

0.0

1.5

–

1.0

–

–

1.2

–

Full time

0.0

0.9

0.2

0.7

0.1

[4]

0.7

[4]

Part time

0.0

2.4

[4]

2.0

[4]

–

1.4

–

Union

0.0

2.6

0.5

2.1

–

–

1.4

0.4

Nonunion

0.0

0.9

[4]

0.7

0.1

[4]

0.7

[4]

Average wage within the following categories:5

                

    Lowest 25 percent

0.0

1.7

–

1.2

–

–

1.5

–

        Lowest 10 percent

0.0

4.0

–

1.8

–

–

–

–

    Second 25 percent

0.0

1.3

[4]

1.0

[4]

[4]

0.9

[4]

    Third 25 percent

0.0

1.0

[4]

0.8

0.1

[4]

0.7

[4]

    Highest 25 percent

0.0

1.2

–

1.0

0.2

–

0.8

0.2

        Highest 10 percent

0.0

1.4

–

1.1

0.3

–

1.0

0.3

Establishment characteristics

                

Goods-producing industries

0.0

1.1

–

0.7

–

–

1.1

[4]

    Construction

0.0

2.5

–

1.3

–

–

2.0

–

    Manufacturing

0.0

1.3

–

0.8

–

–

1.2

–

Service-providing industries

0.0

1.1

[4]

0.9

0.1

[4]

0.8

[4]

    Trade, transportation, and utilities

0.0

1.4

[4]

1.1

–

–

1.0

[4]

        Wholesale trade

0.0

2.2

–

1.5

–

–

1.7

–

        Retail trade

0.0

2.2

–

1.9

–

–

1.4

–

        Transportation and warehousing

0.0

3.0

–

1.5

–

–

2.5

–

        Utilities

0.0

7.1

–

–

–

–

–

–

    Information

0.0

3.0

–

1.4

–

–

2.6

–

    Financial activities

0.0

1.8

–

1.6

0.5

0.2

1.0

–

        Finance and insurance

0.0

2.1

–

1.7

0.5

0.2

1.1

–

            Credit intermediation and related activities

0.0

2.3

–

2.1

–

–

0.7

–

            Insurance carriers and related activities

0.0

3.3

–

2.4

–

–

2.8

–

        Real estate and rental and leasing

0.0

5.2

–

–

–

–

–

–

    Professional and business services

0.0

2.2

–

1.8

0.4

–

1.4

–

        Professional and technical services

0.0

3.0

–

2.3

–

–

2.1

–

        Administrative and waste services

0.0

4.1

–

–

–

–

1.8

–

    Education and health services

0.0

2.5

–

2.4

0.2

[4]

1.5

–

        Educational services

0.0

2.1

–

1.6

0.7

–

1.5

–

            Junior colleges, colleges, and universities

0.0

2.5

–

2.1

1.0

–

1.4

–

        Health care and social assistance

0.0

2.9

–

2.9

0.2

–

1.7

–

    Leisure and hospitality

0.0

4.6

–

1.8

–

–

3.5

–

        Accommodation and food services

0.0

4.8

–

2.1

–

–

3.5

–

    Other services

0.0

4.5

–

2.0

–

–

4.0

–

1 to 99 workers

0.0

1.4

–

0.9

–

–

1.1

[4]

    1 to 49 workers

0.0

1.7

–

1.2

–

–

1.3

[4]

    50 to 99 workers

0.0

2.0

–

1.4

–

–

1.6

–

100 workers or more

0.0

1.2

0.2

1.0

0.1

[4]

0.7

[4]

    100 to 499 workers

0.0

1.2

0.3

0.8

–

–

1.0

0.3

    500 workers or more

0.0

1.9

–

1.8

0.2

–

1.1

[4]

Geographic areas

                

New England

0.0

3.0

–

0.7

–

–

2.7

–

Middle Atlantic

0.0

2.4

–

1.9

0.3

0.3

1.3

–

East North Central

0.0

2.7

[4]

2.8

0.2

–

1.3

–

West North Central

0.0

2.3

–

1.8

–

–

1.3

–

South Atlantic

0.0

1.9

–

1.2

–

–

1.9

[4]

East South Central

0.0

3.6

–

1.5

–

–

3.3

–

West South Central

0.0

2.1

–

1.7

0.3

–

1.6

–

Mountain

0.0

2.6

–

1.3

–

–

2.2

–

Pacific

0.0

2.0

–

2.1

0.4

–

1.8

–

1A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.05.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.