Long-term disability plans: Method of benefit payment

Table 30. Long-term disability plans: Method of benefit payment, State and
local government workers, National Compensation Survey, March 2011

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

94

4

1

1

Worker characteristics

        

Management, professional, and related

94

4

1

1

    Professional and related

94

3

1

1

        Teachers

95

–

2

–

            Primary, secondary, and special education
             school teachers

96

–

2

–

Service

93

5

–

–

    Protective service

93

6

–

–

Sales and office

94

5

–

–

    Office and administrative support

93

6

–

–

Natural resources, construction, and maintenance

97

–

–

–

Production, transportation, and material moving

95

–

–

–

Full time

94

4

1

1

Part time

93

–

–

–

Union

94

3

–

–

Nonunion

94

5

–

–

Average wage within the following categories:1

        

    Lowest 25 percent

93

6

–

–

        Lowest 10 percent

95

4

–

–

    Second 25 percent

93

5

–

–

    Third 25 percent

94

5

1

1

    Highest 25 percent

95

2

2

1

        Highest 10 percent

96

–

–

–

Establishment characteristics

        

Service-providing industries

94

4

1

1

    Education and health services

94

3

–

–

        Educational services

95

3

–

–

            Elementary and secondary schools

96

–

2

–

            Junior colleges, colleges, and universities

91

–

–

–

        Health care and social assistance

93

–

–

–

            Hospitals

93

–

–

–

    Public administration

93

6

–

–

1 to 99 workers

89

7

3

–

    1 to 49 workers

86

–

5

–

    50 to 99 workers

93

–

–

–

100 workers or more

95

3

1

1

    100 to 499 workers

96

2

–

–

    500 workers or more

94

4

–

–

State government

86

–

1

–

Local government

97

1

1

1

Geographic areas

        

New England

99

–

–

–

Middle Atlantic

95

–

–

–

East North Central

87

–

–

–

West North Central

96

–

–

–

South Atlantic

98

–

–

–

East South Central

87

–

–

–

West South Central

98

–

–

–

Mountain

98

–

–

–

Pacific

92

–

3

–

1The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.