Short-term disability plans: Maximum benefit amounts

Table 28. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2011

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount2

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

71

$170

$250

$546

$1,000

$2,000

29

Worker characteristics

              

Management, professional, and related

69

170

381

650

1,385

2,310

31

    Management, business, and financial

68

170

476

750

1,500

2,500

32

    Professional and related

69

170

350

577

1,154

2,308

31

        Registered nurses

63

170

300

561

1,250

2,423

37

Service

82

170

170

524

750

1,500

18

    Protective service

70

–

–

–

–

–

30

Sales and office

71

170

200

546

1,000

2,300

29

    Sales and related

72

170

170

546

1,000

2,500

28

    Office and administrative support

70

170

201

546

1,000

2,000

30

Natural resources, construction, and maintenance

71

170

300

546

1,000

1,500

29

    Construction, extraction, farming, fishing, and
     forestry

77

–

–

–

–

–

23

    Installation, maintenance, and repair

67

170

265

546

1,000

1,500

33

Production, transportation, and material moving

69

170

250

515

750

1,500

31

    Production

70

170

250

515

1,000

1,500

30

    Transportation and material moving

66

170

300

524

577

1,385

34

Full time

70

170

300

559

1,000

2,300

30

Part time

81

170

170

315

559

561

19

Union

73

170

200

500

559

1,500

27

Nonunion

71

170

300

559

1,000

2,307

29

Average wage within the following categories:3

              

    Lowest 25 percent

82

170

170

524

561

1,500

18

    Second 25 percent

72

170

300

546

1,000

2,000

28

    Third 25 percent

71

170

300

559

1,000

2,000

29

    Highest 25 percent

67

170

260

559

1,155

2,308

33

        Highest 10 percent

67

170

250

559

1,500

2,400

33

Establishment characteristics

              

Goods-producing industries

65

170

300

524

1,000

1,500

35

Service-providing industries

73

170

250

559

1,000

2,080

27

    Education and health services

71

170

300

559

1,000

1,780

29

        Educational services

66

170

450

692

831

1,500

34

            Elementary and secondary schools

72

170

500

692

831

1,500

28

            Junior colleges, colleges, and universities

60

170

185

559

1,000

1,500

40

        Health care and social assistance

74

–

–

–

–

–

26

            Hospitals

60

170

385

581

1,250

2,423

40

    Public administration

71

135

200

546

917

1,662

29

1 to 99 workers

78

–

–

–

–

–

22

    1 to 49 workers

80

170

170

546

750

1,500

20

    50 to 99 workers

72

170

170

524

1,000

1,662

28

100 workers or more

68

170

315

559

1,167

2,308

32

    100 to 499 workers

71

170

350

559

1,250

2,308

29

    500 workers or more

65

170

249

559

1,155

2,308

35

Geographic areas

              

Middle Atlantic

90

170

170

500

559

561

10

East North Central

48

245

350

560

1,039

2,000

52

West North Central

52

250

350

515

1,250

2,000

48

South Atlantic

69

300

577

1,000

1,500

2,500

31

East South Central

70

–

–

–

–

–

30

West South Central

58

280

500

692

1,500

2,000

42

Mountain

61

315

600

1,000

2,300

3,363

39

Pacific

74

135

201

546

1,662

2,326

26

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit&nb sp;shown. The remaining percentiles follow the same logic.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical
Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.