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to the Employee Benefits in the United States
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Retirement benefits: Access, participation, and take-up rates
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2011
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(All workers = 100 percent)
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Characteristics
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All retirement benefits3
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Defined benefit
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Defined contribution
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Management, professional, and related
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Management, business, and financial
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Primary, secondary, and special education
school teachers
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Office and administrative support
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Natural resources, construction, and maintenance
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Construction, extraction, farming, fishing, and
forestry
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Installation, maintenance, and repair
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Production, transportation, and material moving
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Transportation and material moving
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Average wage within the following categories:4
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Establishment characteristics
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Goods-producing industries
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Service-providing industries
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Education and health services
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Elementary and secondary schools
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Junior colleges, colleges, and universities
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Health care and social assistance
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1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
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2Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
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3Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
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4The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details.
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NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
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