|
Statistics at a Glance
| As of March 31, 2011 |
Dollar Amounts in Billions
First Quarter 2011 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,574 |
6,453 |
1,121 |
21 |
4 |
1,531 |
3,983 |
700 |
72 |
355 |
844 |
64 |
| Number of FDIC-Supervised |
4,664 |
4,267 |
397 |
8 |
0 |
1,069 |
2,547 |
259 |
42 |
207 |
509 |
23 |
| Total Assets $ |
13,415 |
12,157 |
1,257 |
676 |
3,165 |
200 |
4,087 |
799 |
118 |
52 |
137 |
4,180 |
| Total Loans $ |
7,249 |
6,484 |
764 |
575 |
1,053 |
121 |
2,732 |
455 |
86 |
15 |
75 |
2,137 |
| Domestic Deposits $ |
7,991 |
7,064 |
927 |
267 |
1,045 |
168 |
3,109 |
569 |
96 |
41 |
115 |
2,581 |
| Bank Net Income (QTR) $ |
29.003 |
27.147 |
1.855 |
6.364 |
4.643 |
0.524 |
6.283 |
0.984 |
0.387 |
0.170 |
0.277 |
9.371 |
| Percent Profitable (QTR) % |
84.6 |
85.3 |
80.7 |
95.2 |
100.0 |
94.4 |
78.9 |
84.9 |
93.1 |
89.0 |
90.5 |
92.2 |
| Average Return on Assets (QTR) % |
0.87 |
0.90 |
0.59 |
3.68 |
0.60 |
1.05 |
0.62 |
0.49 |
1.33 |
1.33 |
0.82 |
0.90 |
| Average Return on Equity (QTR) % |
7.75 |
8.03 |
5.08 |
23.80 |
6.79 |
9.64 |
5.33 |
4.80 |
12.28 |
8.71 |
7.30 |
7.40 |
| Net Interest Margin (QTR) % |
3.66 |
3.69 |
3.40 |
10.92 |
2.53 |
3.80 |
3.78 |
3.06 |
4.35 |
2.81 |
3.70 |
3.23 |
| Equity to Assets % |
11.26 |
11.23 |
11.58 |
16.03 |
8.72 |
10.96 |
11.62 |
10.29 |
10.81 |
15.15 |
11.18 |
12.22 |
| Noncurrent Loan Rate - Total Loans * % |
4.71 |
4.79 |
4.03 |
2.02 |
5.57 |
1.95 |
4.20 |
4.42 |
1.49 |
2.29 |
2.26 |
6.13 |
| Real Estate Loans % |
7.01 |
7.41 |
4.68 |
5.94 |
9.85 |
2.48 |
5.36 |
4.64 |
1.50 |
2.77 |
2.58 |
9.83 |
| C&I Loans % |
1.90 |
1.86 |
2.66 |
2.19 |
2.35 |
2.11 |
2.03 |
2.24 |
0.61 |
1.62 |
2.12 |
1.46 |
| Consumer Loans % |
1.65 |
1.69 |
1.05 |
2.08 |
1.89 |
0.69 |
1.23 |
0.49 |
1.54 |
0.79 |
0.81 |
1.14 |
| Coverage Ratio ** % |
63.85 |
66.00 |
42.09 |
374.40 |
66.07 |
83.77 |
57.85 |
33.71 |
159.99 |
81.44 |
68.82 |
43.76 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.82 |
1.91 |
1.11 |
6.67 |
1.96 |
0.30 |
1.32 |
0.97 |
1.77 |
0.74 |
0.36 |
1.40 |
| Real Estate Loans (QTR) % |
1.45 |
1.56 |
0.80 |
6.09 |
2.12 |
0.31 |
1.40 |
0.93 |
1.37 |
0.45 |
0.29 |
1.58 |
| C&I Loans (QTR) % |
1.14 |
1.08 |
2.24 |
8.17 |
1.40 |
0.61 |
1.12 |
1.91 |
4.25 |
1.52 |
0.71 |
0.48 |
| Consumer Loans (QTR) % |
4.30 |
4.43 |
2.60 |
6.81 |
3.77 |
0.45 |
1.60 |
1.50 |
1.73 |
0.60 |
0.57 |
2.68 |
| First Quarter 2010 |
| Number of FDIC-Insured |
7,934 |
6,773 |
1,161 |
21 |
4 |
1,553 |
4,358 |
745 |
75 |
303 |
813 |
62 |
| Number of FDIC-Supervised |
4,890 |
4,486 |
404 |
8 |
0 |
1,073 |
2,794 |
295 |
41 |
173 |
485 |
21 |
| Total Assets $ |
13,336 |
12,066 |
1,271 |
725 |
3,157 |
181 |
4,498 |
777 |
95 |
41 |
127 |
3,736 |
| Total Loans $ |
7,503 |
6,720 |
783 |
641 |
1,112 |
116 |
3,064 |
464 |
72 |
10 |
71 |
1,953 |
| Domestic Deposits $ |
7,692 |
6,788 |
905 |
245 |
964 |
149 |
3,353 |
511 |
78 |
30 |
105 |
2,258 |
| Bank Net Income (QTR) $ |
17.418 |
15.370 |
2.048 |
1.071 |
5.842 |
0.429 |
1.849 |
1.500 |
0.327 |
0.121 |
0.270 |
6.008 |
| Percent Profitable (QTR) % |
80.7 |
81.0 |
78.7 |
81.0 |
100.0 |
92.3 |
73.3 |
86.2 |
85.3 |
83.5 |
90.5 |
91.9 |
| Average Return on Assets (QTR) % |
0.53 |
0.52 |
0.65 |
0.70 |
0.75 |
0.95 |
0.16 |
0.78 |
1.41 |
1.20 |
0.86 |
0.64 |
| Average Return on Equity (QTR) % |
4.87 |
4.75 |
5.92 |
4.17 |
8.52 |
8.54 |
1.54 |
8.08 |
13.30 |
7.04 |
7.70 |
5.33 |
| Net Interest Margin (QTR) % |
3.84 |
3.90 |
3.30 |
14.12 |
2.83 |
3.87 |
3.68 |
3.08 |
4.58 |
2.72 |
3.70 |
3.32 |
| Equity to Assets % |
10.79 |
10.76 |
11.09 |
13.47 |
8.77 |
11.23 |
10.76 |
9.76 |
10.52 |
16.99 |
11.20 |
12.15 |
| Noncurrent Loan Rate - Total Loans * % |
5.46 |
5.61 |
4.20 |
3.14 |
7.02 |
1.98 |
4.87 |
4.60 |
1.55 |
2.03 |
2.04 |
6.97 |
| Real Estate Loans % |
7.59 |
8.08 |
4.72 |
5.67 |
10.99 |
2.39 |
6.10 |
4.85 |
1.42 |
2.44 |
2.35 |
10.38 |
| C&I Loans % |
3.05 |
3.06 |
2.92 |
4.00 |
5.44 |
2.43 |
2.55 |
1.69 |
0.94 |
1.33 |
2.09 |
2.60 |
| Consumer Loans % |
2.29 |
2.34 |
1.41 |
3.21 |
2.41 |
0.76 |
1.38 |
1.20 |
1.63 |
0.90 |
0.72 |
1.26 |
| Coverage Ratio ** % |
64.19 |
65.84 |
45.27 |
327.33 |
59.59 |
78.68 |
53.78 |
32.45 |
193.03 |
87.09 |
68.85 |
42.91 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.88 |
3.04 |
1.55 |
14.26 |
2.75 |
0.45 |
1.89 |
1.20 |
2.69 |
0.54 |
0.44 |
2.29 |
| Real Estate Loans (QTR) % |
2.11 |
2.29 |
1.04 |
3.54 |
3.19 |
0.37 |
1.87 |
1.08 |
1.97 |
0.33 |
0.34 |
2.60 |
| C&I Loans (QTR) % |
2.01 |
1.94 |
3.19 |
16.75 |
2.12 |
0.98 |
1.74 |
0.99 |
6.37 |
0.92 |
1.01 |
1.15 |
| Consumer Loans (QTR) % |
7.49 |
7.72 |
4.24 |
14.96 |
3.74 |
0.55 |
2.73 |
3.64 |
2.62 |
1.07 |
0.71 |
3.45 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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