|
Statistics at a Glance
| As of September 30, 2010 |
Dollar Amounts in Billions
Third Quarter 2010 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,760 |
6,622 |
1,138 |
22 |
5 |
1,583 |
4,171 |
723 |
82 |
320 |
790 |
64 |
| Number of FDIC-Supervised |
4,779 |
4,381 |
398 |
8 |
0 |
1,101 |
2,670 |
281 |
45 |
184 |
467 |
23 |
| Total Assets $ |
13,383 |
12,130 |
1,253 |
705 |
3,278 |
194 |
4,442 |
789 |
104 |
45 |
132 |
3,695 |
| Total Loans $ |
7,389 |
6,611 |
779 |
600 |
1,104 |
125 |
3,016 |
466 |
77 |
12 |
73 |
1,917 |
| Domestic Deposits $ |
7,738 |
6,837 |
901 |
251 |
1,006 |
159 |
3,284 |
539 |
86 |
34 |
109 |
2,269 |
| Bank Net Income (QTR) $ |
14.532 |
12.297 |
2.235 |
-6.852 |
5.037 |
0.525 |
4.049 |
1.400 |
0.415 |
0.213 |
0.292 |
9.455 |
| Percent Profitable (QTR) % |
81.1 |
81.4 |
79.5 |
86.4 |
100.0 |
92.8 |
73.2 |
86.2 |
95.1 |
86.3 |
89.5 |
95.3 |
| Average Return on Assets (QTR) % |
0.44 |
0.41 |
0.72 |
-3.85 |
0.63 |
1.09 |
0.37 |
0.71 |
1.63 |
1.94 |
0.89 |
1.02 |
| Average Return on Equity (QTR) % |
3.88 |
3.63 |
6.24 |
-23.73 |
6.88 |
9.61 |
3.24 |
7.06 |
15.39 |
11.60 |
7.86 |
8.33 |
| Net Interest Margin (QTR) % |
3.75 |
3.79 |
3.35 |
11.35 |
2.69 |
4.00 |
3.80 |
3.12 |
4.47 |
2.76 |
3.74 |
3.21 |
| Equity to Assets % |
11.25 |
11.21 |
11.63 |
15.82 |
9.06 |
11.40 |
11.39 |
10.11 |
10.58 |
17.17 |
11.41 |
12.33 |
| Noncurrent Loan Rate - Total Loans * % |
5.12 |
5.21 |
4.33 |
2.29 |
6.44 |
1.94 |
4.54 |
4.82 |
1.32 |
2.69 |
2.53 |
6.71 |
| Real Estate Loans % |
7.28 |
7.67 |
4.97 |
4.41 |
10.23 |
2.38 |
5.72 |
5.09 |
1.42 |
3.31 |
2.97 |
10.25 |
| C&I Loans % |
2.78 |
2.77 |
2.99 |
2.38 |
4.99 |
2.37 |
2.39 |
2.59 |
0.75 |
2.13 |
2.16 |
2.24 |
| Consumer Loans % |
1.87 |
1.92 |
1.24 |
2.35 |
2.31 |
0.73 |
1.38 |
1.10 |
1.32 |
0.85 |
0.75 |
1.23 |
| Coverage Ratio ** % |
63.93 |
66.18 |
40.88 |
403.00 |
60.68 |
80.41 |
56.02 |
30.69 |
199.45 |
69.24 |
58.85 |
42.45 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.32 |
2.43 |
1.39 |
8.79 |
1.85 |
0.56 |
1.95 |
1.12 |
1.96 |
0.98 |
0.52 |
1.64 |
| Real Estate Loans (QTR) % |
1.83 |
1.97 |
1.02 |
5.05 |
1.98 |
0.60 |
2.07 |
1.03 |
1.31 |
0.91 |
0.46 |
1.80 |
| C&I Loans (QTR) % |
1.72 |
1.67 |
2.58 |
11.18 |
1.60 |
0.97 |
1.72 |
1.56 |
5.11 |
1.24 |
0.97 |
0.94 |
| Consumer Loans (QTR) % |
5.12 |
5.24 |
3.29 |
8.82 |
2.92 |
0.62 |
2.09 |
2.91 |
1.94 |
0.87 |
0.70 |
2.66 |
| Third Quarter 2009 |
| Number of FDIC-Insured |
8,099 |
6,911 |
1,188 |
24 |
4 |
1,580 |
4,540 |
795 |
81 |
284 |
732 |
59 |
| Number of FDIC-Supervised |
4,981 |
4,573 |
408 |
9 |
0 |
1,091 |
2,893 |
313 |
43 |
161 |
448 |
23 |
| Total Assets $ |
13,246 |
11,865 |
1,381 |
500 |
3,183 |
178 |
5,184 |
852 |
96 |
38 |
103 |
3,112 |
| Total Loans $ |
7,415 |
6,537 |
878 |
340 |
1,133 |
118 |
3,575 |
547 |
76 |
9 |
58 |
1,558 |
| Domestic Deposits $ |
7,553 |
6,630 |
923 |
226 |
946 |
143 |
3,717 |
509 |
77 |
28 |
84 |
1,823 |
| Bank Net Income (QTR) $ |
2.039 |
0.765 |
1.274 |
0.416 |
-0.310 |
0.412 |
-4.071 |
0.544 |
0.049 |
0.098 |
0.189 |
4.712 |
| Percent Profitable (QTR) % |
72.9 |
73.1 |
72.1 |
66.7 |
50.0 |
89.1 |
63.3 |
79.2 |
82.7 |
79.9 |
86.7 |
76.3 |
| Average Return on Assets (QTR) % |
0.06 |
0.03 |
0.37 |
0.34 |
-0.04 |
0.93 |
-0.31 |
0.26 |
0.20 |
1.03 |
0.74 |
0.60 |
| Average Return on Equity (QTR) % |
0.57 |
0.24 |
3.51 |
1.36 |
-0.46 |
8.34 |
-2.91 |
2.75 |
1.94 |
5.97 |
6.32 |
5.45 |
| Net Interest Margin (QTR) % |
3.49 |
3.52 |
3.30 |
10.11 |
2.88 |
4.01 |
3.57 |
3.22 |
4.11 |
2.68 |
3.80 |
3.00 |
| Equity to Assets % |
10.89 |
10.92 |
10.69 |
25.25 |
8.45 |
11.32 |
10.97 |
9.30 |
10.87 |
17.58 |
11.84 |
11.26 |
| Noncurrent Loan Rate - Total Loans * % |
4.96 |
5.02 |
4.52 |
3.08 |
6.96 |
1.89 |
4.62 |
4.36 |
1.51 |
1.61 |
1.81 |
5.43 |
| Real Estate Loans % |
6.43 |
6.71 |
4.95 |
2.72 |
9.52 |
2.31 |
5.77 |
4.55 |
1.62 |
2.01 |
2.07 |
8.03 |
| C&I Loans % |
3.57 |
3.58 |
3.48 |
4.43 |
6.95 |
2.40 |
2.82 |
2.06 |
0.85 |
1.75 |
1.95 |
2.91 |
| Consumer Loans % |
2.08 |
2.12 |
1.63 |
3.35 |
2.67 |
0.97 |
1.25 |
1.43 |
1.55 |
0.48 |
0.83 |
1.28 |
| Coverage Ratio ** % |
59.98 |
62.26 |
41.13 |
299.84 |
59.07 |
75.85 |
51.27 |
33.57 |
196.00 |
88.97 |
73.29 |
53.13 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.72 |
2.80 |
2.10 |
10.67 |
3.18 |
0.60 |
2.13 |
1.59 |
2.64 |
0.80 |
0.57 |
2.63 |
| Real Estate Loans (QTR) % |
2.23 |
2.34 |
1.62 |
1.99 |
3.19 |
0.49 |
2.05 |
1.51 |
1.89 |
0.58 |
0.42 |
2.75 |
| C&I Loans (QTR) % |
2.64 |
2.55 |
4.32 |
17.87 |
2.52 |
1.23 |
2.32 |
1.51 |
5.34 |
1.45 |
1.21 |
2.07 |
| Consumer Loans (QTR) % |
5.69 |
5.78 |
4.64 |
11.30 |
5.18 |
1.20 |
2.59 |
3.83 |
2.69 |
0.76 |
0.99 |
3.96 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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