Avoid Foreclosure: Alabama

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Don't lose your home! Here is some guidance on default and foreclosure prevention.

	Recognizing, Avoiding and Reporting Scams
	(888) 995-HOPE - foreclosure prevention counseling
	HUD approved housing counseling agencies - counseling on buying, renting, defaults, foreclosures, credit issues and reverse mortgages
	Legal assistance
	Hardest Hit Alabama (877) 497-8182 - temporary mortgage payment assistance for unemployed or underemployed homeowners
	Making Home Affordable Refinance and Modification Options
	FHA National Servicing Center (877) 622-8525 - for FHA-insured loans only
	USDA/RD Home Loan Servicing Center (800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender.
	VA Foreclosure Alternatives - Atlanta Regional Loan Center (888) 768-2132
	Office of Consumer Affairs