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Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall.
Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Flood risk isn't just based on history, it's also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.
Flood-hazard maps have been created to show different degrees of risk for your community, which help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.
Fast melting snow, severe storms and heavy rainfall are some of the causes of flooding.
Learn MoreFlooding can happen anywhere, but certain areas are especially prone to serious flooding.
Learn MoreFEMA conducts a Flood Insurance Study and uses this data to create the flood hazard maps.
Learn MoreFlood risk can and does change over time. FEMA frequently updates flood hazard maps.
Learn MoreEnter your ZIP code and find out which communities in your county have maps scheduled to be updated.
Learn MoreWatch our videos: from devastating testimonials about flooding to our Home Personified commercials.
Learn MoreThere are many ways flooding can occur, from snow melt to flash floods and tropical storms.
Learn MoreThe cost of flooding can vary drastically. See inch-by-inch how much flooding will cost you.
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