It is NCUA Policy to maintain good communication with all credit unions it supervises. Credit Unions, examiners and regional and central office staff are encouraged to resolve disagreements informally and expeditiously. The NCUA Board expects that most disputes will be handled in that manner. The Supervisory Review Committee and other appeals processes are available for certain disputes that cannot be resolved informally.
NCUA's Supervisory Review Committee is an independent intra-agency appellate body established to review material supervisory determinations, including:
- Composite CAMEL ratings of 3, 4, and 5 and all component ratings of those composite ratings;
- Adequacy of loan loss reserve provisions;
- Loan classifications on loans that are significant as determined by the appealing credit union;
- Revocations of Regulatory Flexibility Program (RegFlex) authority; and
- Denials of technical assistance grants.
Appeals to the committee may be made by all federally insured credit unions. Please submit your appeals by clicking here.
Committee Structure
The committee consists of three senior staff members, appointed by the NCUA chairman. They serve for a term of one year and may be reappointed for additional terms. The NCUA chairman will designate one member as the chairperson. Currently the members of the Supervisory Review Committee are:
- Joy Lee, Senior FFIEC Advisor to the Chairman (Chairman of Supervisory Review Committee)
- Gerard Poliquin, Trial Attorney
- Judy Graham, Program Officer
Meetings may be held in person or via teleconference. A majority vote is required for action on an appeal. Meetings will be scheduled, as appropriate, by the chairperson on an as need basis.
For More Information
Additional information including background, scope and procedures for filing an appeal, can be found in Guidelines for the Supervisory Review Committee