What Are The Eligibility Requirements For Payment Under TSGLI?

To be eligible for payment of TSGLI, you must meet all of the following requirements:

• If injured on or after December 1, 2005, you must be insured by SGLI when you experience a traumatic event. For those injured between October 7, 2001 and November 30, 2005, SGLI coverage is not required to be eligible for TSGLI.
• You must incur a scheduled loss and that loss must be a direct result of a traumatic injury.
• You must have suffered the traumatic injury prior to midnight of the day that you separate from the uniformed services.
• You must suffer a scheduled loss within 2 years (730 days) of the traumatic injury.
• You must survive for a period of not less than seven full days from the date of the traumatic injury. (The 7-day period begins on the date and time of the traumatic injury, as measured by Zulu [Greenwich Meridian] time and ends 168 full hours later).

Notes: *As long as the Servicemember experienced the traumatic event while in service and covered by SGLI, they can apply for the benefit even if they have since been discharged.

**When the original TSGLI law was enacted, Congress directed that TSGLI would be retroactive to October 7, 2001, for members who incur a qualifying loss as a direct result of injuries incurred on or after October 7, 2001, through and including November 30, 2005, in Operation Enduring Freedom (OEF) or Operation Iraqi Freedom (OIF).
EFFECTIVE: October 1, 2011, Public Law 111-275 removes the OEF/OIF requirement for injuries incurred during the retroactive period.  As a result, TSGLI coverage will be provided retroactively for members who incurred severe losses as a result of traumatic injuries incurred between October 7, 2001 and November 30, 2005, regardless of where the injury occurred, and regardless of whether they had SGLI coverage.

Exceptions to TSGLI Coverage

There are certain circumstances under which a traumatic injury would not be covered by TSGLI. They include injuries caused/sustained by:

• Self-inflicted wounds
• Attempted suicide
• The willful use of an illegal or controlled substance causing the loss, not under prescription
• Committing or attempting to commit a felony
• Medical or surgical treatment of an illness or disease
• A mental or physical illness or disease; unless the illness or disease is caused by
  • A pyogenic (pus forming, often from a wound) infection, biological, chemical or radiological weapon
  • Accidental ingestion of a contaminated substance
• The Soldier elected to not participate in SGLI after 1 December 2005

Links that can assist you with your TSGLI Claim

To Go Back to the Home Page: Home

To Apply for TSGLI: Instructions

To Determine your Eligibility: Eligibility

To View or Download Documents, Tutorial and Video: Downloads

For Ambassadors: Ambassadors

For Health Care Professionals: Healthcare

For Soldiers and Families: Soldiers and Families

To Contact Us: Contact

To go to the Links Page: Links

For Frequently Asked Questions: FAQs