You may be eligible for 30 forms of assistance.
SBA's disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to small businesses.
Business Physical Disaster Loans loan can provide a non-profit or business of any size with up to $2 million (actual loan amounts are based on amount of uncompensated damage) to repair or replace real property, machinery, equipment, fixtures, inventory, and leasehold improvements. In addition, disaster loans to repair or replace real property or leasehold improvements may be increased by as much as 20 percent of the verified loss to protect the damaged property against possible future disasters of the same type.
The Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance (actual loan amounts are based on amount of economic injury) to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage.
An EIDL can help you meet necessary financial obligations that your business or private, non-profit organization could have met had the disaster not occurred. It provides relief from economic injury caused directly by the disaster and permits you to maintain a reasonable working capital position during the period affected by the disaster. EIDLs do not replace lost sales or revenue.
By law, the total amount of a physical loan, economic injury disaster loan and mitigation funds cannot exceed $2 million.
Some of the services that a DRC may provide include:
- Guidance regarding disaster recovery assistance and programs for survivors
- Clarification of any written correspondence received from FEMA
- Housing assistance and rental resource information
- Answers to questions, resolution to problems and referrals to agencies that may provide further assistance
- Status of applications being processed by FEMA
- Small Business Administration (SBA) program information regarding assistance
- Registration for FEMA assistance via telephone
1-800-621-FEMA (3362)
- Pets accepted
- Section 8
- Accessible
https://asd.fema.gov/inter/hportal/home.htm
- Are not already receiving food benefits through the Supplemental Nutrition Assistance Program (SNAP), which is the regular state food assistance program (Current SNAP households may be eligible for supplemental disaster benefits.)
- Were living or, in some cases, working in the disaster area at the time of the disaster
- Experienced at least one of the following adverse effects:
- Unreimbursed disaster-related expenses (e.g., home or business repairs, temporary shelter expenses, evacuation expenses, home/business protection, disaster-related personal injury including funeral expenses)
- Lost or inaccessible income
- In some cases, households that have experienced food loss without incurring other disaster-related expenses may be eligible
Your eligibility for Food for Florida is based on your “disaster gross income” or DGI. When you apply for benefits, your caseworker will calculate your DGI by adding your take-home pay, unearned income (such as public assistance payments) and liquid resources (such as bank accounts and cash on hand) and subtract your unreimbursed disaster-related expenses.
The maximum DGI is set each year and is based on household size. If your DGI is less than the maximum you may qualify for Food for Florida. To see current DGIs for various household sizes visit:
http://www.fns.usda.gov/snap/government/FY11_Income_Standards.htm
If there is a presidential declaration, you can apply for Food for Florida when you complete the application process on DisasterAssistance.gov.
You can access a listing of Food for Florida application sites in your area at: http://www.dcf.state.fl.us/programs/access/servicecenters.shtml#svcctrs
SBA's disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to small businesses.
Homeowners can apply for a real property loan for up to $200,000 to repair or replace their primary residence to its pre-disaster condition. The loan may not be used to upgrade the home or make additions to it. If, however, building codes require structural improvements to repair the disaster damage, the loan may be used to meet these requirements. Loans may be increased by as much as 20 percent of the verified losses (not to exceed $200,000) to protect the damaged real property from possible future disasters of the same kind.
Homeowners or renters can apply for a personal property loan for up to $40,000 to help repair or replace personal property, such as clothing, furniture, automobiles, etc., lost in the disaster. As a rule of thumb, personal property is anything that is not considered real estate or a part of the actual structure. This loan may not be used to replace extraordinarily expensive or irreplaceable items, such as antiques, collections, pleasure boats, recreational vehicles, fur coats, etc.
- You have losses in an area that has been declared a disaster by the President of the United States
- You have no insurance, or have filed for insurance benefits and the damage to your property is not covered by your insurance, or your insurance settlement is insufficient to meet your losses
- You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien
- The home in the disaster area is where you usually live and where you were living at the time of the disaster
- You are not able to live in your home now, you cannot get to your home due to the disaster, or your home requires repairs because of damage from the disaster.
1-800-621-3362
For people with speech or hearing disabilities, call:
TTY: 1-800-462-7585
- You have losses in an area that has been declared a disaster area by the President of the United States
- You have no insurance, or have filed for insurance benefits and the damage to your property is not covered by your insurance, or your insurance settlement is insufficient to meet your losses
- You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien
- You have necessary expenses or serious needs because of the disaster
- You have accepted assistance from all other sources for which you are eligible, such as insurance proceeds or Small Business Administration disaster loans.
http://www.fema.gov/assistance/index.shtm
1-800-621-3362
- Assist victims with filing claims for tax refunds
- Provide tax information and assistance
- Distribute disaster kits containing tax forms and publications to help victims determine the amount of a casualty loss deduction for destroyed property
- Provide information on ways to reconstruct destroyed financial records
- Provide copies or transcripts of previously filed tax returns free of charge to taxpayers located in the Federally declared disaster area
The IRS may postpone tax deadlines to provide extra time to file and pay before assessing any penalty or additional amount to the tax. Interest may be abated for the period of time for which an extension of time to file tax returns and pay taxes is granted because the individual or business is located in a Federally declared disaster area.
Section 203(k) Rehabilitation Mortgage Insurance enables homebuyers and homeowners to either finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage, or finance the rehabilitation of their existing home. Money may be used for rehabilitation efforts ranging from relatively minor to virtual reconstruction. Section 203(k) insured loans can finance the rehabilitation of the residential portion of a property that also has non-residential uses and they can cover the conversion of a property of any size to a one- to four- unit structure.
In order to be eligible for Section 203(k) Rehabilitation Mortgage Insurance, you must be able to make monthly mortgage payments and be rehabilitating a home that is at least one year old.
http://hud.gov/ll/code/llslcrit.cfm
http://www.hud.gov/offices/hsg/sfh/ins/203h-dft.cfm
For more information on the Section 203(k) Rehabilitation Mortgage Insurance program, visit:
http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm
If you have additional questions, contact our FHA Resource Center at:
http://www.hud.gov/offices/hsg/sfh/fharesourcectr.cfm
Or call:
1-800-CALL-FHA (1-800-225-5342)
You can also locate your local FHA Homeownership Center at:
http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm You may also email us at:
- An individual
- A cooperative organization, corporation, partnership, or other legal entity organized and operated on a profit or nonprofit basis
- An Indian tribe on a Federal or State reservation or other Federally recognized tribal group, or
- A public body.
- Provide employment
- Improve the economic or environmental climate
- Promote the conservation, development, and use of water for aquaculture, or
- Reduce reliance on nonrenewable energy resources by encouraging the development and construction of renewable energy systems.
Disaster Legal Services (DLS) provides legal assistance to low-income individuals who, prior to or as a result of a disaster, are unable to secure legal services adequate to meet their disaster-related needs. When the President declares a major disaster, the Federal Emergency Management Agency, through an agreement with the Young Lawyers Division of the American Bar Association, provides free legal assistance to low income disaster survivors. Legal assistance includes counseling and advice, referral to appropriate sources of legal services and legal representation in non-fee-generating cases. Cases that may generate a fee are turned over to the local lawyer referral service. The legal assistance is provided by a range of participating attorneys, law firms, not-for-profit legal services providers, Legal Services Corporation recipients, state and local bar associations and pro bono organizations.
Local lawyers typically provide assistance such as:
- Help with insurance claims for doctor and hospital bills, loss of property, loss of life, etc.
- Drawing up new wills, powers of attorney and other legal documents lost during the disaster
- Help with home repair contracts and contractors
- Advice on problems with landlords
You can call us toll free at:
1-800-621-3362
For the hearing impaired, please call:
1-800-462-7585
Headquarters Office:
Federal Emergency Management Agency
Recovery Division
Washington, DC 20472
For more information, please visit the following websites:
http://www.fema.gov/assistance/index.shtm
http://www.abanet.org/disaster/
http://www.disasterlegalaid.org/
http://www.lsc.gov/
The U.S. Department of Agriculture's (USDA's) Food and Nutrition Service (FNS) can authorize the issuance of D-SNAP when the President declares a major disaster for individual assistance. States must request that FNS allow them to issue emergency benefits in areas affected by a disaster. FNS works closely with states to prepare plans for D-SNAP.
USDA provides administrative funding to individual states, which operate their own D-SNAP programs. USDA funds 100 percent of the costs of D-SNAP benefits for eligible households. While program requirements vary somewhat from state to state, those eligible for D-SNAP typically must have experienced one of the following:
- Food damaged by disaster event or spoiled due to power outage
- Disaster-related expenses not expected to be reimbursed during the benefit period (e.g., home or business repairs, temporary shelter expenses, evacuation expenses, home/business protection, disaster-related personal injury including funeral expenses)
- Lost or inaccessible income, including reduction or termination of income, or a delay in receipt of income for half the benefit period
Each household's circumstances must be reviewed by state human services agency certification staff to determine eligibility. Currently, applicants must apply in person directly to each state D-SNAP program for benefits.
http://www.fns.usda.gov/snap/contact_info/hotlines.htm
Individuals may also apply in-person using a paper application at a disaster services site. Mobile units may also be operating to assist special needs populations or isolated areas.
http://www.fns.usda.gov/disasters/disaster.htm
Payment will be made to an unemployed worker, who as a direct result of a presidentially-declared major disaster:
- No longer has a job,
- Is unable to reach the place of work,
- Was to commence work and does not have a job or is unable to reach the job,
- Has become the breadwinner for the household because the head of household died as a direct result of the disaster (If you became a breadwinner due to the death of a self-employed individual as a direct result of the disaster, you are considered an unemployed worker for DUA purposes), or
- Cannot work because of a disaster-incurred injury.
With exceptions for persons with an injury and for self-employed individuals performing activities to return to self-employment, individuals must be able to work and available for work, which are the same requirements to be eligible for regular state unemployment insurance benefits.
To determine your eligibility for unemployment insurance (UI) benefits, you should contact the state unemployment insurance agency in the state where you are located as soon as possible after becoming unemployed. In some states, you can now file a claim by telephone and the Internet.
http://offices.sc.egov.usda.gov/
Or write the Farm Service Agency, Emergency Conservation Program Manager at:
National Program Manager
Emergency Conservation Program
Farm Service Agency
Conservation and Environmental Programs Division
1400 Independence Avenue, SW, Room 4710
Washington, D.C. 20250
http://www.fsa.usda.gov/FSA/webapp?area=home&subject=copr&topic=ecp
- repair or replace buildings or other structures
- purchase livestock and equipment
- pay essential farm operating and family living expenses
- refinance debt, or
- repair or replace essential household contents damaged in the disaster.
You may obtain information about this program and how to apply at:
http://www.fsa.usda.gov/FSA/webapp?area=home&subject=fmlp&topic=efl
Applicants who are unable to qualify for a guaranteed loan may be eligible for a direct loan from FSA. Direct loans are made and serviced by FSA officials using Government funds. FSA provides direct loan customers with supervision and credit counseling so that they have a greater chance to be successful. The maximum direct FO loan is $300,000.
- Be a U.S. citizen or permanent resident
- Not be delinquent on a Federal debt
- Not have caused a loss to the Government by having a previous Federal debt forgiven
- Not have a poor history of repaying debts
- Not have any controlled substance convictions
- Be the operator of a "family-sized farm" after the loan is closed
- Not have any outstanding judgments against you
- Be unable to obtain credit elsewhere.
To apply for a guaranteed loan, visit your lender, who will arrange for the guarantee.
Applicants can learn more or sign up for direct deposit over the phone, online or by mail.
Phone: 1-800-333-1795
Online: http://www.godirect.org
Mail: Complete FMS Form 1200 which can be found at http://www.godirect.org, and follow the mailing instructions on the website.
Applicants can learn more or sign up for the Direct Express® card over the phone or online.
Phone: 1-800-333-1795
Online: http://www.godirect.org
Applicants may apply on the phone, on the web, or through the mail.
Phone: 1-800-333-1795
Web: http://www.godirect.gov
Mail: Complete FMS Form 1200 which can be found at http://www.godirect.gov, and follow the mailing instructions on the website.
For more information please visit:
http://www.godirect.org
- Locations (find a VA facility)
- Frequently Asked Questions (FAQs)
- Education Benefits Inquiries
- Board of Veteran Appeals
- Ask a Question
- Toll Free Numbers for contacting VA
- FOIA (Freedom of Information Act) requests
- Paperwork Reduction Act Notice
- Medical (including dental and rehabilitation)
- Mental health care
- Property loss, repair, replacement
- Funeral and burial
- Miscellaneous expenses (such as temporary lodging, local transportation, telephone costs, emergency travel)
- Spouse of the victim
- Parents of the victim
- Children of the victim
- Siblings of the victim
- Legally designated victim representative.
Phone: 1-800-363-0441
Mail:
Office for Victims of Crime
ITVERP Resource Center
810 7th Street, N.W.
Washington, DC 20531
Email: Website: http://www.ovc.gov/itverp
The Louisiana Disaster Supplemental Nutrition Assistance Program (D-SNAP) is the state of Louisiana's disaster food assistance program for low to moderate-income residents. The U.S. Department of Agriculture Food and Nutrition Service approves a state request to operate a D-SNAP after the state has received a Presidential disaster declaration for individual assistance and grocery stores are open and operating in your area. Once program operations have been approved, the Louisiana Department of Children and Family Services (DCFS) will set a limited period for you to file a Louisiana D-SNAP application.
You are eligible for food assistance through the Louisiana D-SNAP if you:
- Are not currently receiving food benefits through the Supplemental Nutrition Assistance Program (SNAP), which is the regular food assistance program (current SNAP households may be eligible for supplemental disaster benefits)
- Were living or, in some cases, working in the disaster area at the time of the disaster
- Experienced at least one of the following adverse effects:
- Unreimbursed disaster related expenses (e.g., home or business repairs, temporary shelter expenses, evacuation expenses, home/business protection or disaster-related injury including funeral expenses)
- Lost or inaccessible income
- Plan to buy food during the disaster benefit period
In some cases, households that have experienced food loss without incurring other disaster related expenses may be eligible.
Your eligibility for Louisiana D-SNAP is based on your “disaster gross income” or DGI. When you apply for benefits, your caseworker will calculate your DGI by adding your take-home pay, unearned income (such as public assistance payments) and liquid resources (such as bank accounts and cash on hand) and subtract your unreimbursed disaster related expenses.
The maximum DGI is set each year and is based on household size. If your DGI is less than or equal to the maximum you may qualify for Louisiana D-SNAP. To see current DGIs for various household sizes visit: http://www.fns.usda.go v/snap/government/FY11_Income_Standards.htm.
You can also pre-register over the telephone at 1-888-LAHELPU (1-888-524-3578).
If you are visually impaired, please call the Customer Service Center at 1-888-LAHELPU (1-888-524-3578) for assistance to register an account.
Louisiana DCFS certification staff must review your household’s circumstances to determine eligibility and complete the full application process to receive benefits. Once you have completed the pre-registration process for Louisiana D-SNAP benefits online or through the help line, you must complete the application process in person at an application processing site in your area to show proof of identity and obtain your Electronic Benefits Transfer (EBT) card. The EBT card will be loaded with your Louisiana D-SNAP benefits and works like a debit card at most grocery stores.
When there is a Presidentially declared major disaster for which individuals are eligible for assistance, the state of Mississippi may request authorization to issue disaster food assistance benefits. The United States Department of Agriculture Food and Nutrition Service approves state requests to operate D-SNAP after the state has received a Presidential disaster declaration for individual assistance and grocery stores are open and operating in your area. Once program operations have been approved, the Mississippi Department of Human Services (MDHS) will set a limited period for you to file a D-SNAP application.
You may be eligible for food assistance through the Mississippi D-SNAP if you:
- Are not already receiving food benefits through the Supplemental Nutrition Assistance Program (SNAP), which is the regular state food assistance program (Current SNAP households may be eligible for supplemental disaster benefits);
- Were living or, in some cases, working in the disaster area at the time of the disaster; and
- Experienced at least one of the following adverse effects:
- Unreimbursed disaster-related expenses (e.g., home or business repairs, temporary shelter expenses, evacuation expenses, home/business protection, disaster-related personal injury including funeral expenses); and
- Lost or inaccessible income
Your eligibility for D-SNAP benefits is based on your “Disaster Gross Income” or DGI. When you apply for benefits, your caseworker will calculate your DGI by adding your take-home pay, unearned income (such as public assistance payments) and liquid resources (such as bank accounts and cash on hand) and subtracting your unreimbursed disaster-related expenses.
The maximum DGI is set each year and is based on household size. If your DGI is less than or equal to the maximum you may qualify for D-SNAP. To see current DGIs for various household sizes visit:
http://www.fns.usda.gov/snap/government/FY11_Income_Standards.htm
You can access a listing of Mississippi application sites in your area at: www.mdhs.state.ms.us
Participating communities agree to adopt and enforce floodplain management ordinances to reduce future flood damage. There are now more than 20,600 participating communities across the United States and its territories.
Federal flood insurance is available for residents and business owners in both high-risk and moderate-to-low risk areas. The insurance is required for buildings in high-risk areas that have loans from federally regulated or insured lenders. This requirement extends to disaster assistance loans from the Small Business Administration. However, you don't need to have a mortgage or SBA loan or live in a high-risk area to obtain flood insurance. It is available community-wide, with premiums that vary according to the level of risk. In fact, about 25 percent of all flood claims occur in moderate- to low- risk areas, and premiums start as low as $119 per year.
http://msc.fema.gov
If you still have questions after obtaining your flood hazard zone, you may call a FEMA mapping specialist toll free at:
1-877-336-2627
Anyone living in a participating community should consider flood insurance before the next flood occurs. Flood insurance, like other property and casualty coverage, is written by licensed insurance agents. The agent who writes your homeowners or property insurance should be able to assist you in determining your eligibility and coverage options.
For more information about the National Flood Insurance Program (NFIP), visit:
http://www.fema.gov/business/nfip/
To learn more about your flood risk and flood insurance options or to locate an agent call
1-888-724-6353 toll free or visit:
http://www.FloodSmart.gov
To access the Disaster Resource Locator, NHLS visit http://portal.hud.gov/app_nhls/publicWelcome.do?cmd=doLocator
Producers interested in receiving risk protection under this program must file an application for coverage and pay the application service fee prior to the crop's application closing date. These application closing dates are established by your local State Farm Service Agency (FSA) Committee and are published annually.
Savings Bond Replacement and Replacement assistance allows bond holders to request expedited service for the replacement of missing bonds, particularly those destroyed during a disaster.
You may utilize the Savings Bond Redemption and Replacement program if you live in an area affected by a presidentially-declared disaster.
No evidence of hardship or property damage is required.
To receive compensation, victims must comply with state statutes and rules. This requires victims to cooperate with reasonable requests of law enforcement and submit a timely application to the compensation program.
To identify requirements, the Office for Victims of Crime (OVC) website, http://www.ojp.usdoj.gov/ovc/, provides links to Victim Assistance and Compensation Programs and corresponding state administrator contact information.
Local: 301-519-5500
Toll-Free: 1-800-851-3420
TTY: 1-877-712-9279
For mail correspondence, please write to:
Office for Victims of Crime
U.S. Department of Justice
810 7th Street NW., Eighth Floor
Washington, DC 20531
When there is a Presidentially declared major disaster for which individuals are eligible for assistance, the state of Texas may request authorization to issue disaster food assistance benefits. The U.S. Department of Agriculture Food and Nutrition Service approves a state request to operate Disaster SNAP after the state has received a Presidential disaster declaration for individual assistance and grocery stores are open and operating in your area. Once program operations have been approved, the Texas Health and Human Services Commission (HHSC) will set a limited period for you to file a Disaster SNAP application. If eligible, residents will receive one month’s worth of disaster food assistance benefits that are accessed using an Electronic Benefit Transfer (EBT) card.
You are eligible for Disaster SNAP benefits after a disaster in Texas if you:
- Are currently not receiving regular SNAP benefits (current SNAP households may be eligible for supplemental disaster benefits)
- Were living in the disaster area at the time of the disaster.
- Experienced at least one qualifying disaster related expense, such as:
- Lost or inaccessible income
- Home or business repairs
- Temporary shelter expenses
- Evacuation expenses
- Home/business protection against storm damage expenses
- Cost to replace personal or household items
- Clean-up expenses
- Personal injury, including funeral expenses
A household’s eligibility for Disaster SNAP is based on its “disaster gross income” or simply its disaster income. When a household submits a Disaster SNAP application, a caseworker will calculate the disaster income by adding total take-home pay, unearned income (such as Social Security payments) and liquid resources (such as bank accounts and cash on hand). The maximum Disaster Income Limits are set each year at the Federal level and are based on household size. Texas also adds a standard disaster-related expense deduction to the Federal limits, so you may qualify even if your income is above the Federal limits. If your disaster income is less than the maximum you may qualify for Disaster SNAP. To see the current Federal Disaster Income Limits for various household sizes visit: http://www.fns.usda.go v/snap/government/FY11_Income_Standards.htm
http://www.hhsc.state.tx.us/index.shtml
Current SNAP and new D-SNAP customers can find information about which retailers are open for business in a given disaster area by calling the Lone Star Help Desk toll-free at 1-800-777-7EBT (1-800-777-7328).
Registrants can submit their location and the names of family members, guardians, or friends traveling with them, as well as who is authorized to search the system for them. A displaced person can use NEFRLS after they register to search for other missing family members or friends. Once a registrant has designated/authorized an individual to search for and review their personal information, then that individual can search NEFRLS provided they are successful in passing identify validation and know personal information about the registrant for whom they are searching.
The system also permits law enforcement to search for individuals missing as a result of a disaster.
Please note: The system is only activated to support presidentially-declared disasters and mass evacuations, and is not active at any other time.
To register with NEFRLS or if you wish to find out about someone's status, call:
1-800-588-9822
For more information, please call:
1-800-621-FEMA (3362)
This National Emergency Family Registry and Locator System is activated on a disaster specific basis, and is not currently active. For information about the system, please contact the FEMA Mass Care Unit (National Shelter System Support line) at:
202-646-1640
Or by email at:
1.Visit https://moversguide.usps.com/. Safeguard your personal information with identity validation by a simple $1 charge to your credit or debit card.
2.Call the USPS Call Center at 1-800-ASK-USPS (1-800-275-8777).
3.Fill out and submit PS Form 3575, which you can pick up at any U.S. Post Office, and submit it at the Post Office. The form may be submitted at any U.S. Post Office, mailed to any Post Office, or provided to any Postal Mail Carrier.