Health Insurance Costs, Health Care & Health Care Services - Research, Public Opinion, Facts & Analysis

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2010 Kaiser/HRET Employer Health Benefits Survey
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including changes in premiums, employee contributions, cost-sharing policies and other relevant information.

Employer Health Insurance Costs and Worker Compensation
This updated analysis examines employers' payroll and health care costs and examines wide variations in those costs by occupation and firm size.

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Women's Health Care Chartbook: Key Findings From the Kaiser Women's Health Survey -- May 2011
This chartbook presents findings from a national survey of women ages 18 to 64 conducted in 2008, including data on insurance coverage, affordability of and access to care, use of health care services, prevention, and family health.

Kaiser Health Tracking Poll -- April 2011 -- April 2011
As Congress and the president debate different approaches to reducing the deficit, the April Kaiser Health Tracking Poll indicates that initial public reaction is fairly evenly split when a premium support/voucher program like the one in House Budget Committee Chairman Paul Ryan’s "Path to Prosperity" proposal is described, but seniors prefer to keep the current Medicare system by a 2‐to‐1 margin. Meanwhile, public opinion on the health reform law remains remarkably steady.

Summary of Coverage Provisions in the Patient Protection and Affordable Care Act -- April 2011
This summary describes the health coverage provisions contained in the Summary of Coverage Provisions in the Patient Protection and Affordable Care Act as signed into law in March 2010.

Summary of New Health Reform Law -- April 2011
This summary reflects provisions of the comprehensive health reform legislation, the Patient Protection and Affordable Care Act, signed into law in March 2010, as changed by subsequent legislation.

What the Actuarial Values in the Affordable Care Act Mean -- April 2011
This new analysis projects the deductibles that consumers could see under health reform when purchasing health insurance in 2014 through new health insurance exchanges.

Pulling It Together: What Conservatives Won In Health Reform (And Don’t Seem to Know It) -- April 2011
In his latest column, the Kaiser Family Foundation's President and CEO takes a different look at the Affordable Care Act, writing about how the law advances conservatives' objectives.

Change in Percentage of Families Offered Coverage at Work, 1998-2009 -- April 2011
This Kaiser Family Foundation paper analyzes data from the National Health Interview Survey to assess changes in the percentage of families with workers who are offered health insurance through an employer, broken out by family income.

Comparison of Medicare Provisions in Deficit-Reduction Proposals -- April 2011
With major changes to Medicare being considered as part of broader deficit and debt-reduction plans, the Foundation has prepared a side-by-side comparing the Medicare provisions in key reports and proposals.

Kaiser Health Tracking Poll -- March 2011 -- March 2011
A year after passage of the health reform law, the March Health Tracking Poll reports that Americans remain divided and confused about the law.

Determining Income for Adults Applying for Medicaid and Exchange Coverage Subsidies: How Income Measured With a Prior Tax Return Compares to Current Income at Enrollment -- March 2011

This issue brief examines key issues regarding the timing of income used to determine eligibility for Medicaid and advance payments of premium tax credits to purchase coverage through new Health Insurance Exchanges under health reform.

This chartbook presents findings from a national survey of women ages 18 to 64 conducted in 2008, including data on insurance coverage, affordability of and access to care, use of health care services, prevention, and family health.

As Congress and the president debate different approaches to reducing the deficit, the April Kaiser Health Tracking Poll indicates that initial public reaction is fairly evenly split when a premium support/voucher program like the one in House Budget Committee Chairman Paul Ryan’s "Path to Prosperity" proposal is described, but seniors prefer to keep the current Medicare system by a 2‐to‐1 margin. Meanwhile, public opinion on the health reform law remains remarkably steady.

This summary describes the health coverage provisions contained in the Summary of Coverage Provisions in the Patient Protection and Affordable Care Act as signed into law in March 2010.

This summary reflects provisions of the comprehensive health reform legislation, the Patient Protection and Affordable Care Act, signed into law in March 2010, as changed by subsequent legislation.

This new analysis projects the deductibles that consumers could see under health reform when purchasing health insurance in 2014 through new health insurance exchanges.

In his latest column, the Kaiser Family Foundation's President and CEO takes a different look at the Affordable Care Act, writing about how the law advances conservatives' objectives.

This Kaiser Family Foundation paper analyzes data from the National Health Interview Survey to assess changes in the percentage of families with workers who are offered health insurance through an employer, broken out by family income.

With major changes to Medicare being considered as part of broader deficit and debt-reduction plans, the Foundation has prepared a side-by-side comparing the Medicare provisions in key reports and proposals.

A year after passage of the health reform law, the March Health Tracking Poll reports that Americans remain divided and confused about the law.

This issue brief examines key issues regarding the timing of income used to determine eligibility for Medicaid and advance payments of premium tax credits to purchase coverage through new Health Insurance Exchanges under health reform.

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Health Insurance/Costs

Americans receive their health care coverage from a variety of sources including private insurance provided through their employment or purchased on their own, and public insurance programs such as Medicare and Medicaid. About 160 million nonelderly Americans have employer-sponsored health insurance, and another 13 million purchase insurance directly from an insurer or HMO. Spending for health care services continues to rise, in total ($1.4 trillion in 2001; $3.1 trillion projected for 2012) and as a share of the country’s gross national product (14.1% in 2001; 17.7% projected for 2012).

Premium costs for people with private insurance have risen dramatically in recent years, with double-digit rate increases each of the first three years of the new millennium. At the same time, consumers have seen their out-of-pocket costs for deductibles, copayments, and other cost sharing rise significantly over the same period. While coverage availability has declined only modestly for those with job-based coverage, a slack economy and high unemployment have focused attention on access and cost issues faced by consumers seeking individual coverage. Coverage and cost issues have led to debate about how to control increases in health care costs and how to provide coverage for the uninsured.

Through its Health Care Marketplace Project, the Foundation provides information and analysis about issues and trends in health insurance, health care costs, and health care services. Descriptions of how the private health insurance market operates and how it is regulated are provided in a series of fact sheets, chart packs, and reports. Data from the annual KFF/HRET employer health benefit survey documents annual changes in the costs, availability, and benefits of job-based coverage. Information on insurance issues of importance to consumers, such as appeal rights and other consumer protections, is provided through reports and surveys. The Foundation also provides information on trends in health care costs and how these costs affect individuals and employers.