Good Economic News in Bank of America Merrill Lynch Survey
If you're looking for good economic news, especially when it comes to unemployment, there's plenty of it to be found in a recently-released Bank of America Merrill Lynch survey. While it's just one survey, it comes on the heels of a lot of promising news about the economy lately. That said, because there haven't been many signs that the job market is going to pick up for some time now, this survey is worth lingering over.
Best Credit Cards: CardRatings Announces Its Picks
Despite banks' dire predictions that new regulations like the CARD Act would force them to batten down the hatches and stop giving customers low rates and decent rewards on credit cards, there are still some good deals out there, especially for consumers with good credit.
We pointed you toward some recently that give you more bang for your buck when it comes to holiday spending. Now, CardRatings.com just completed the first half of its annual "best cards" roundup and found several great options out there for Americans who want to apply for a credit card. This edition focuses on the cards that offfer the lowest introductory rates, lowest APRs, best cash back and best travel rewards.
White House Clashes With House Democrats Over Tax Deal
Political tides can turn quickly and violently, as President Obama found out this week. Fresh off of successful negotiations with Republican leadership on Monday over the tax-cut extension package, Obama received a sharp rebuke from his own party who voted today to reject the proposal.
House Speaker Nancy Pelosi (D-Calif.) released a short, carefully-worded press release confirming that Democrats would continue to oppose the current plan. She vowed, however, to keep working with Republicans to find a solution:
"We will continue discussions with the President and our Caucus in the days ahead. Democratic priorities remain clear: to provide a tax cut for working families, to promote policies that produce jobs and economic growth, and to assist millions of our fellow Americans who have lost their jobs through no fault of their own."
Consumer Group Uses Laughs to Remind Online Buyers About Shopping Scams
Gergana Koleva
Dec 9th 2010 @ 4:00PM EST
Filed Under: Fraud, Identity Theft, Consumer Ally, Holiday Shopping
On the heels of a $1 billion-Cyber Monday and in the heat of the holiday shopping season, one of the nation's leading consumer groups is reminding shoppers that online scammers are continuously tweaking their strategies to outsmart buyers, and updating its guidelines for Web safety.
The Consumer Federation of America released this humorous buyer beware video to alert consumers to the dangers of money transfers, which the group said is the preferred way for crooks to trick money out of unwary buyers.
Wine Vending Machines Make You Prove You're Sober
In most states, the greatest challenge to buying wine is convincing the clerk at the checkout that the face on the ID you present is really you. Pity the poor residents of Pennsylvania, who not only have to struggle with arcane regulations on the sale of alcohol, but now have to pass a high-tech exam by a Pronto wine vending machine before they can buy a bottle of wine at the grocery store.
Seven Homemade Holiday Gifts for Less Than $20
Abigail Wise
Dec 9th 2010 @ 3:00PM EST
Filed Under:
Even Santa is feeling the pain of the recession this holiday season. To help relieve some of the strain on your wallet, consider making gifts for friends and family.
You can throw most of these presents together in a few hours, and none of them will set you back more than $20.
1. Stylish Wine Glasses
Price: $15
Time: 20 minutes
For many people, the holidays are about indulging in food, gifts and perhaps, a little wine. Make sure your gift recipients drink in style this year by making them beaded wine glasses. Simply string your choice of beads onto six to 12 inches of medium-gauge wire, depending on the size of the glass. Then wrap the beaded wire around the stem of the wine glass, twisting both ends of the wire into spirals, hearts or any customized shape. Craft idea courtesy of Marcia Preller
Debt-Free Holidays: Chic, Festive and Frugal Fashion
The magazines make it look so easy: You're invited to a fabulous party, so you throw open your walk-in closet, pluck out a new $300 dress and float off to an evening of sparkling conversation and gently clinking glasses. As if.
In reality, we can't help you avoid running into your boss or your ex next to the onion dip, but WalletPop's in-house experts (plus a designer sales manager) can help you look good while doing it -- without breaking the bank.
Fake System Optimization Tools Use Fear to Scam Consumers
After a few years, any computer can feel a bit sluggish. So when a website claims it has found disk errors that are slowing your PC, it's no wonder many users will jump at the chance to try and speed up their machines with an optimization tool like SystemDefragmenter or DiskDoctor. According to web security firm CyberDefender, these tools, and many others like them, are nothing but fakes that try to scare users into paying for a full version from an unsecure website.
Beware Low-Ball Automated Insurance Payouts, Says Consumer Group
The Consumer Federation of America is warning consumers to be careful if a payout from an auto insurance company seems way too low.
Some insurers are "fine tuning" their computers so that automated claim systems result in "unfairly low" claims payouts after an accident, the consumer group says. In particular, officials are concered about a program called "Colossus" touted to insurers as a powerful cost-savings tool.
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