The Federal Reserve Bank of San Francisco

Highlights Financial Education Community Investments: Volume 21, Issue 2, 2009 In this issue of Community Investments, we explore how the growing field of financial education can help people maximize their financial well-being. We discuss best practices in financial education, the role of financial institutions in delivering financial education tied to financial products, and how insights from behavioral economics can improve the design of financial education. In addition, we take a closer look at a research study measuring the effectiveness of financial education among soldiers and consider strategies to promote asset building at tax time. You'll also find our regular quarterly features, and timely updates on relevant community development topics, such as city-based affordable homeownership programs and mixed-income housing.     Working Paper Series: September, 2009 Bank Accounts and Youth Financial Knowledge: Connecting Experience and Education :: Laura Choi     The Enduring Challenge of Concentrated Poverty in America: Case Studies from Communities Across the U.S., a joint project of the Federal Reserve System and the Brookings Institution, contributes to our understanding of the dynamics of poor people living in poor communities, and the policies that will be needed to bring both into the economic mainstream. Download Full Report (PDF 6.8MB)  Download Fresno Case Study (PDF 684KB)     Foreclosure Resource Center For the latest information on the Federal Reserve's efforts to mitigate the impact of foreclosures, including local data presentations and research reports, visit our new Foreclosure Resource Center.     Programs and Information Community Reinvestment Act (CRA) Information on the CRA, its implementing regulations, the regulatory agencies, and other resources to assist in complying with and understanding the CRA. Events and Conferences Participate in one of the many events sponsored by the Community Development Department. Community Development Issues From affordable housing to "banking the unbanked," learn more about community development issues and initiatives within the Federal Reserve's 12th District. Publications Access online copies of Community Investments, the Community Development Investment Review, and research papers. Center for Community Development Investments The Center is dedicated to innovations in research and practice that increase the flow of investment capital to low- and moderate-income communities. About Us Learn more about the Community Development Department and its staff.