Texas Department of Insurance

Credit Information Resource Page - Insurance credit scoring is the practice used by many automobile and homeowners insurance companies to use a consumer's credit history in deciding whether to write a policy and/or how much to charge for the policy. Currently, Texas law allows insurance credit scoring under certain circumstances and with certain consumer protections.

Companies That Use Credit Scoring - Find out if your company is among those that use credit scoring to determine how much you pay for insurance.

What Is An Insurance Credit Score? - An insurance credit score is derived from your credit history. That score is used with other factors to estimate the risk in having you as a policyholder and often determines your final insurance cost or whether you receive a policy.