REAP Questions and Answers
What is REAP?
Who qualifies for REAP?
How much does the REAP benefit pay monthly?
How much entitlement will I get under REAP?
How long do I have to use benefits under REAP?
What about members released for disability?
Can I receive REAP benefits concurrently with another
MGIB benefit?
What Education programs are approved under REAP?
Can I apply for REAP now?
Which benefit should I use or election date should
I choose?
REAP was established as a part of the Ronald W. Reagan National Defense
Authorization Act for Fiscal Year 2005. It is a new Department of Defense
education benefit program designed to provide educational assistance to members
of the Reserve components called or ordered to active duty in response to
a war or national emergency (contingency operation) as declared by the President
or Congress. The Department of Defense and the Department of Homeland Security
will determine who is eligible for this program. The Department of Veterans
Affairs will administer the program and pay benefits from funds contributed
by DOD.
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The Secretaries of each military service, Department of Defense, and Department
of Homeland Security (Coast Guard) will determine eligibility and establish
the program to provide educational assistance to members of the Reserves
of the armed forces who are called to duty for 90 days or more. Members may
be eligible after serving 90 consecutive days on active duty after September
11, 2001.
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The benefit payable under REAP is a percentage of the Chapter 30 three-year
or more enlistment rate ($1,101.00 as of 10/1/07) click HERE for
rates based on the number of days of continuous service on active duty.
- If you serve 90 days but less than 1 year, you will receive 40% of active duty rate.
- A service period of 1 year but less than 2 years of active duty will
pay 60% of the active duty rate.
- New legislation has made the 80% of the active duty rate available to anyone who was mobilized for at least 2 continuous years of active duty OR served multiple mobilizations totaling 3 years or more. All qualifying mobilization periods beginning on or after 9/11/2001 may be used to determine eligibility for the 80% rate.
IMPORTANT: Members on active duty are only entitled to be reimbursed for the actual cost of the tuition and fees of the courses taken (not to exceed the statuatory rate.)
Note: This benefit is retroactive to September
11, 2001. A reservist attending school will be paid a percentage of the
MGIB three-year rate in effect during the time in which he/she was enrolled.
For example: The three-year full time MGIB rate in June of 2002 was $800.
Someone being paid the 40% rate for school enrollment in June 2002 would
receive $320 for full time monthly benefits.
$600 Buy-up Program
Some reservists may contribute up to an additional $600 to the GI Bill to receive increased monthly benefits. For an additional $600 contribution, you may receive up to $5400 in additional GI Bill benefits. You must be a member of a Ready Reserve component (Selected Reserve, Individual Ready Reserve, or Inactive National Guard) to pay into the “buy-up” program. For more information contact your personnel or payroll office. For a listing of the increased monthly rates click HERE.
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You will receive 36 months of full time entitlement at your given rate.
A REAP participant may not use more than 48 months of entitlement under any
combination of VA Educational programs.
For example, if youve already used 20 months of MGIB-SR, you will
only receive 28 months of REAP.
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REAP participants who separated from the Selected Reserve after completing their service contract under other than dishonorable conditions are now eligible for REAP benefits for 10 years after they are separated from the Selected Reserve.
Details of the New Provision.
(1) Members who were called up from the Selected Reserve, completed their REAP qualifying period of active duty service, and then returned to the Selected Reserve for the remainder of their service contract are now eligible for REAP benefits for 10 years upon separation. In addition, members who were called up from the Individual Ready Reserve (IRR) or the Inactive National Guard (ING), completed their REAP qualifying period of active duty service, and then entered the Selected Reserve to complete their service contract are now eligible for REAP benefits for 10 years upon separation.
Example 1: Member A has an 8-year service contract. His contract requires him to serve 4 years on active duty and 4 years in the Selected Reserve. He is called up to active duty from the Selected Reserve and, when released from active duty, returns to the Selected Reserve. He completes his service contract and is separated from the Selected Reserve. Member A will be eligible for REAP benefits for 10 years upon separation from the Selected Reserve.
Example 2: Member B has an 8-year service contract. His contract requires him to serve 4 years on active duty, 2 years in the Selected Reserve, and 2 years in the IRR. Member B is called up to active duty from the Selected Reserve and, when released from active duty, returns to the Selected Reserve. Member B subsequently decides to complete his service contract in the Selected Reserve instead of transferring to the IRR. Member B will be eligible for REAP benefits for 10 years upon separation from the Selected Reserve.
(2) Members who were called up from the Individual Ready Reserve (IRR) or the Inactive National Guard (ING), completed their REAP qualifying period of active duty service, and then returned to the IRR/ING are not eligible for the 10-year post service eligibility period.
Example: Member A has an 8-year service contract. His contract requires him to serve 4 years in the Selected Reserve and 4 years in the IRR. He is called up from the IRR and, when released from active duty, returns to the IRR. Member A is not eligible for the 10-year post service eligibility period because he did not separate from the Selected Reserve.
(3) Members who were called up from the Selected Reserve, completed their REAP qualifying period of active duty service, returned to the Selected Reserve, and later transferred to the IRR/ING are not eligible for the 10-year post service eligibility period.
Example: Member A has an 8-year service contract. His contract requires him to serve 6 years in the Selected Reserve and 2 years in the IRR. He is called up from the Selected Reserve, serves on active duty, and when released from active duty returns to the Selected Reserve. He then completes his 6-year Selected Reserve obligation and transfers to the IRR/ING to fulfill his commitment. Member A is not eligible for the 10-year post service eligibility period because he transferred to the IRR and did not separate from the Selected Reserve.
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Members released early for disability incurred or aggravated in the line of duty receive REAP benefits at the rate they were qualified for when they were released. For example, if a claimant served on active duty of one year and 6 months prior to being released, he or she would be entitled to receive benefits at the 60% rate for as long as they're entitled to REAP benefits. Members released prior to completing 90 days of active duty service would be entitled to benefits at the 40% rate. If you are released for disability, you are entitled to REAP benefits for 10 years from your date of eligibility.
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No, you cannot receive assistance under more than one VA Education program
at one time. If you are eligible for MGIB-Active Duty (chapter 30) because
you served on duty for a minimum of 24 consecutive months you must make an
irrevocable election as to which program you will apply your time on active
duty. If you are eligible for a Chapter 1606 kicker, you can still be paid
that kicker while receiving REAP.
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All education programs, with the exception of:
- National Examination / Testing Reimbursement
are payable under REAP.
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Yes.
VA Regional Processing Offices in Atlanta, St. Louis, Buffalo, and Muskogee
are accepting applications and supporting documents for REAP claims.
If you have never applied for benefits before, complete VA Form 1990 and
write “REAP” in section one. If you are already eligible
for VA Education benefits under another program, submit VA Form 1995 and
notate that you now wish to use REAP. Copies of these forms can be mailed
to you or found HERE. Submit
copies of all DD 214s and copies of all orders for the period(s) you will
use to claim eligibility.
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Veterans eligible for REAP will most likely also be eligible for Chapter
1606. The REAP program pays more than Chapter 1606. You must weigh
the benefits of retroactively electing REAP with the benefits of using it
for future training.
Example A. Bob is eligible for Chapter 1606 and REAP. He used 4 months
of entitlement under Chapter 1606 in the Spring of 2002. Bob could request
retroactive payment under REAP for that period based on his active duty period
in 2001. The full time rate under REAP for that period would be $320.00/
month. For Chapter 1606, the full time rate was $272.00. Bob already received
$1088.00 in Chapter 1606 benefits. Under REAP he would receive $1280.00.
If Bob retroactively chooses REAP, he will receive an additional $192.00
for the difference between the two programs. Is it more advantageous for
Bob to take the extra $192.00 for REAP, or to elect REAP from the current
date forward? If Bob takes the retroactive benefit amount, he now has 32
months of REAP to use for any future school enrollment. If Bob doesn't request
retroactive benefits, he now has 36 months of benefits at 40% of the current
MGIB three-year rate ($401.60 for fiscal year 2005). Bob must determine what
he has used in the past, how much schooling he needs to complete in the future,
and determine which option will be most advantageous to him in the long run.
In Bob's situation, it might be more advantageous for him not to retroactively
elect REAP benefits.
Example B. Susie is eligible for Chapter 1606 and would be
eligible for REAP based on active duty served in 2001-2002. She has been
in school full time continuously since she returned from active duty. To
date, she has used 31 months of Chapter 1606 benefits. For someone in Susie's
situation, she might benefit more from retroactively selecting REAP benefits.
She would receive the difference between the two programs, and would still
have 17 months of full time REAP benefits remaining.
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