Consumer Credit Acts & Rules

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Consumer Installment Loan License Act (CILA) authorizes the licensing and regulation of companies that make consumer installment loans of a principal amount not exceeding $40,000.

Consumer Installment - Rules & Regulations

Approved Title Notification Letters - First Notice

Approved Title Notification Letters - Second Notice

Payday Loan Reform Act

Payday Loan Reform Act Rules

Transmitters of Money Act (TOMA) provides for the licensing and regulating of companies which sell or issue payment instruments, transmit money or exchange payment instruments or money of the United States government or a foreign government to or from money of another government for compensation.
Transmitters of Money Act (TOMA) - Rules & Regulations

Sales Finance Agency Act regulates the licensing and activity of firms that purchase or make loans secured by the provisions of retail installment contracts, retail charge agreements or the outstanding balances under such contracts or agreements.
Sales Finance Agency Act - Rules & Regulations

Motor Vehicle Retail Installment Sales Act (MVRISA) establishes regulatory requirements for retail installment sales of motor vehicles including provisions for the protection of consumers and operations of creditors.

Retail Installment Sales Act (RISA) establishes regulatory requirements for retail installment sales of goods (other than motor vehicles) and services primarily used for personal, family or household purposes. This Act, like the MVRISA, also includes provisions for the protection of consumers and operations of creditors.

Debt Management Service Act authorizes the licensing and the regulation of for-profit businesses engaged in debt management by receiving funds from individual clients and distributing them to their creditors.
Debt Management Rules

Development Credit Corporation Act Development credit corporations that operate in Illinois are required to be licensed under the Development Credit Corporation Act. These corporations assist with the development and advancement of businesses in the state, and in doing so they help to maintain jobs and provide new employment opportunities to people living in Illinois.
Development Credit Corporation Rules & Regulations