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Preamble
Pursuant to the fundamental philosophy of the American constitutional
form of government, it is declared to be the public policy of the State
of Illinois that all persons are entitled to full and complete information
regarding the affairs of government and the official acts and policies
of those who represent them as public officials and public employees.
The access to this information is not intended to be used to violate
individual privacy, nor to further a commercial enterprise, nor to disrupt
the duly-undertaken work of any public body independent of the fulfillment
of any of rights of the people to access to information.
Privacy Statement
Information collected and received through the Division of Financial Institutions web site may become public record and therefore
subject to disclosure under the Illinois Freedom of Information Act. It
is therefore the policy of the State of Illinois that no personal information
you provide to us, including, but not limited to, your name, address,
telephone number, drivers license number, Social Security Number and e-mail
address will be sold or rented to any entity or individual or disclose
to unauthorized entity or individual. The release of personal information
by the Departments under the control of the Governor shall be limited,
according to Illinois law, to the State of Illinois government agencies
and/or to authorized Department contractors or grantees.
Personal Information and Choice
"Personal information" is information about an individual that
is readily identifiable to that specific individual. Personal information
includes personal identifiers such as an individual's name, address, phone
number, driver's license number and social security number. A domain name
or Internet Protocol address is not considered personal information. We
collect no personal information about you unless you voluntarily participate
in an activity that asks for information (e.g., sending an e-mail or participating
in a survey). If you choose not to participate in these activities, your
choice will in no way affect your ability to use any other feature of
State of Illinois web sites. If personal information is requested on the
web site or volunteered by the user, State law and the federal Privacy
Act of 1974 may protect it. However, this information is a public record
once you provide it, and may be subject to public inspection and copying
if not protected by federal or state law.
Policies For Individuals Under 13 Years Of Age
The State of Illinois is committed to complying fully with the Children's
Online Privacy Protection Act. Accordingly, if you are under the age of
13, you are not authorized to provide us with personally identifying information,
and we will not use any such information in our database or other data
collection activities. We appreciate your cooperation with this federally
mandated requirement. Users are cautioned that the collection of personal
information volunteered by children on-line or by e-mail will be treated
the same as information given by an adult and may be subject to public
access.
Web Logs
The State of Illinois analyzes our web site logs to continually improve
the value of the materials available on our site. Our web site logs are
not personally identifiable.
Information Retained And How It is Used
If, during your visit to the Division of Financial Institutions
web site, you just browse or download information, the following information
about your visit may be retained: 1. Your Internet Protocol address (not
the e-mail address). Unique IP addresses are counted to determine the
number of visitors to each web page during specific time frames. Analysis
of the number of visitors helps to determine how, where or if the page
will be delivered in the future. 2. The type of web browser used (Internet
Explorer, Netscape, etc.). Web pages do not always display the same on
every type or version of web browser and thus must be coded for appropriate
access.
Correspondence
If during your visit to State of Illinois websites you participate in
a survey or send an e-mail, the following additional information will
be collected: 1. E-mail correspondence: The e-mail address and contents
of the e-mail. We may use your e-mail to respond appropriately. This may
be to respond to you, to address issues you identify, to further improve
our web site, or to forward the e-mail to another agency for appropriate
action. 2. Surveys : Any information you volunteered in response to a
survey. Survey information is used for the purpose designated. The information
collected is not limited to text characters and may include audio, video,
and graphic information formats that you have provided.
Cookies
The Division of Financial Institutions does not currently utilize
cookie technology on this web site.
Link Disclaimer
The Division of Financial Institutions has links to other websites.
These may include links to web sites operated by other government agencies,
nonprofit organizations and private businesses. When you link to another
site, you are no longer on a site covered by this Privacy Notice. When
you link to another web site, you are subject to the privacy policy of
that new site.
Legal Notices
Access to the Division of Financial Institutions web site is
provided subject to the following terms and conditions. Please read these
terms carefully as use of these sites constitutes acceptance of all of
the following terms and conditions:
Disclaimer of Liability
Neither the State of Illinois nor any of its employees shall be held liable
for any improper or incorrect use of the information described and/or
contained herein and assumes no responsibility for anyone's use of the
information. In no event shall the State web site or its employees be
liable for any direct, indirect, incidental, special, exemplary, or consequential
damages (including, but not limited to, procurement or substitute goods
or services; loss of use, data, or profits; or business interruption)
however caused and on any theory of liability, whether in contract, strict
liability, or tort (including negligence or otherwise) arising in any
way out of the use of this system, even if advised of the possibility
of such damage. This disclaimer of liability applies to any damages or
injury, including but not limited to those caused by any failure of performance,
error, omission, interruption, deletion, defect, delay in operation or
transmission, computer virus, communication line failure, theft or destruction
or unauthorized access to, alteration of, or use of record, whether for
breach of contract, tortuous behavior, negligence or under any other cause
of action.
Disclaimer of Warranties and Accuracy of Data
Although the data found using the State of Illinois access systems have
been produced and processed from sources believed to be reliable, no warranty,
expressed or implied, is made regarding accuracy, adequacy, completeness,
legality, reliability or usefulness of any information. This disclaimer
applies to both isolated and aggregate uses of the information. The State
provides this information on an "as is" basis. All warranties
of any kind, express or implied, including but not limited to the implied
warranties of merchantability, fitness for a particular purpose, freedom
from contamination by computer viruses and non-infringement of proprietary
rights are disclaimed. Changes may be periodically made to the information
herein; these changes may or may not be incorporated in any new version
of the publication. If you have obtained information from any of the State's
web pages from a source other than the State pages, be aware that electronic
data can be altered subsequent to original distribution. Data can also
quickly become out of date. It is recommended that careful attention be
paid to the contents of any data associated with a file, and that the
originator of the data or information be contacted with any questions
regarding appropriate use. If you find any errors or omissions, we encourage
you to report them to DFI@mail.state.il.us via e-mail.
Disclaimer of Endorsement
The Division of Financial Institutions is a distributor of
content sometimes supplied by third parties and users. Any opinions, advice,
statements, services, offers, or other information or content expressed
or made available by third parties, including information providers, users,
or others, are those of the respective author(s) or distributor(s) and
do not necessarily state or reflect those of the State of Illinois and
shall not be used for advertising or product endorsement purposes. Reference
herein to any specific commercial products, process, or service by trade
name, trademark, manufacturer, or otherwise, does not constitute or imply
its endorsement, recommendation, or favoring by the State.
Disclaimer for External Links
The Division of Financial Institutions is not responsible for
the contents of any off-site pages referenced. The user specifically acknowledges
that the Department is not liable for the defamatory, offensive, or illegal
conduct of other users, links, or third parties and that the risk of injury
from the foregoing rests entirely with the user. Links from the Department's
web pages on the World Wide Web to other sites do not constitute an endorsement
from the Department. These links are provided as an information service
only. It is the responsibility of the web surfer to evaluate the content
and usefulness of information obtained from other sites. The Department's
web site contains links to other related World Wide Web Internet sites
and resources. Since the Department's web site is not responsible for
the availability of these outside resources or their contents, you should
direct any concerns regarding any external link to its site administrator
or webmaster.
Disclaimer of Duty to Continue Provision of Data
Due to the dynamic nature of the Internet, resources that are free and
publicly available one day may require a fee or restricted access the
next, and the location of items may change as menus, home pages, and files
are reorganized. The user expressly agrees that use of the State's web
site is at the user's sole risk. The State does not warrant that the service
will be uninterrupted or error free. The documents and related graphics
published on this server could contain technical inaccuracies or typographical
errors. Changes are periodically added to the information herein. The
State and/or its respective agencies and programs may make improvements
and/or changes in the information and/or programs described herein at
any time.
Security
The Division of Financial Institutions, as developer and manager of
this web site, has taken several steps to safeguard the integrity of its
communications and computing infrastructure, including but not limited
to authentication, monitoring, auditing, and encryption. Security measures
have been integrated into the design, implementation and day-to-day practices
of the entire Division of Financial Institutions operating
environment as part of its continuing commitment to risk management.
This information should not be construed in any way as giving business,
legal, or other advice, or warranting as fail proof, the security of information
provided via Division of Financial Institutions supported web
sites.
Choice of Law
Construction of the disclaimers above and resolution of disputes thereof
are governed by the laws of the State of Illinois. The laws of the State
of Illinois, U.S.A., shall apply to all uses of this data and this system.
By use of this system and any data contained therein, the user agrees
that use shall conform to all applicable laws and regulations and user
shall not violate the rights of any third parties.
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