Identity Theft/Social Security Number Misuse

	Fraud Reporting Form What should I report? What information do I need? What should I not report? Confidentiality/Anonymity Disclosure Policy Identity Theft/Social Security Number Misuse Privacy Act Notice
	The use of your Social Security number by someone else to obtain credit, loans, telephone accounts, or other goods and services should be reported to the Federal Trade Commission (FTC). The FTC collects complaints about identity theft from those whose identities have been stolen. Although the FTC does not have the authority to bring criminal cases, the FTC can help victims of identity theft by providing information to assist them in resolving the financial and other problems that can result from this crime. The FTC puts your information into a secure consumer fraud database and may, in appropriate instances, share it with other law enforcement agencies and private entities, including any companies about which you may complain. You can reach the FTC directly by: Calling toll-free at 1-877-IDTHEFT (1-877-438-4338). The FTC can also be reached at its website at www.ftc.gov/idtheft The Social Security Administration cannot fix your credit record if someone has misused your Social Security number (SSN) to obtain credit. To resolve your credit problems, you need to contact the institution that authorized the credit and/or issued the credit card, as well as the major credit reporting agencies. Obtain a copy of your credit report and ask that an alert be placed on your credit record requiring that you be contacted before credit is extended using your name and SSN. The three major credit reporting agencies are: Equifax - 1-800-525-6285 Trans Union - 1-800-680-7289 Experian - 1-888-397-3742 Work with each credit bureau, creditor, employer and government agency involved to remove inaccurate information from your records. You should continue checking your credit report annually for inaccuracies. Keep copies of your correspondence, records of your telephone calls and other documents verifying your efforts to correct the problem. The Federal government and numerous states have passed laws prohibiting identity theft. Anyone who intentionally uses the Social Security number of another person to establish a new identity or defraud the government is breaking the law. To get more information about the Social Security numbers and identity theft, download the following publications and/or visit the following websites. FTC Information Identity Theft, Privacy & Security (04/07) Social Security Information Identity Theft And Your Social Security Number (05-10064) New Rules For Getting A Social Security Number And Card (05-10120) Your Social Security Number and Card (05-10002)