Avoid foreclosure scams
Homeowners having difficulties making their mortgage payments on
time or facing foreclosure should beware of foreclosure scams. read
more.....
Is my money safe?
Recent events have caused consumers concern over
their financial accounts. There are many safeguards in place to
protect your accounts, and most Oregonians do not need to make sudden
decisions. Click
here for answers to frequently asked questions and links to
government-sponsored resources.
Changes to laws pertaining to credit card charges
and to improve disclosure take effect July 1, 2010. Click
here to read more.
Fall
2008 Special Edition:
Your New, Higher FDIC Insurance Coverage
How You Can Be Fully Protected
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Silver Falls Bank closed, Citizens Bank acquires
deposits
For more information, click
here.
Pinnacle Bank closed, acquired by Washington
Trust Bank
For more information, click
here.
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Identity theft protection act
Online
Mortgage Lender Licensing System
Residential Mortgage Lending Business and Operations
Report
The annual report form is now available online for the 2008
reporting year and must be completed by March 31, 2009. For more
information, click
here.
Check-cashing licensing and limits on fees charged
The 2007 Legislature passed HB 2202 limiting the fees check-cashing
businesses may charge. The new law also requires licensing of check-cashing
businesses as of January 1, 2008. read
more
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Home Ownership Preservation
Event (HOPE)
Medford, Oregon
Get answers from government agencies, non-profit counselors, lawyers,
and lenders about refinancing or modifying your loan, new government
housing programs, and avoiding foreclosure scams. For more information
on this event, click here.
Help for homeowners facing foreclosure
As unemployment continues to rise in Oregon, more
and more homeowners are having difficulty making their mortgage
payments. They may feel alone, but they do have options, and there
are a lot of resources available here in Oregon. Click
here for an overview of the foreclosure process, information
on new government programs that can help homeowners, contact information
for nonprofit foreclosure counselors, and much more.
2009 Discount
Rate Applicable to Consumer Finance Loans
Oregon joins the Nationwide Mortgage Licensing
System & Registry (NMLSR) for mortgage companies on January
4, 2010 and begins licensing loan originators on April 1, 2010.
Click here to for more information.
File a complaint
Identity theft protection
act
Obtain
a free credit report
Mortgage Lending Workgroup
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Oregon's 150th Birthday
Oregon will celebrate its 150th year as a state in
2009. Click here to see how
plans for this sesquicentennial celebration are unfolding. |
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To encourage a wide range of financial services, products, and information
for Oregonians, delivered in a safe, sound, equitable, and fraud-free
manner.
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