Insurance Verification Program

• General Information
• Insurance Requirements
• How IVP Works
• Registration Reinstatement
• Canceling Your Insurance or Registration
• Contact Us

Processing Center Payment Authorization (ivp-007)

• Facts You Should Know (PDF)
• Registration Home Page
• Nevada Revised Statutes Chapter 485
• Nevada Administrative Code Chapter 485
• Fleet Registration/Self-Insurance
• Insurance Verification Information for Agents and Companies

Verification requests are time sensitive documents. Please complete our online Insurance Verification Response or fill out and mail the card immediately.

Call 1-800-344-0483 for more information. See Facts You Should Know for a print-friendly flyer.

You must surrender your license plates before you cancel or drop the liability insurance on any vehicle for any reason. 

If your insurance is with a large, national company, you must notify the company that you have moved to Nevada. Out of state insurance will not be accepted.

Insurance companies are licensed and regulated by the Nevada Division of Insurance. You may verify whether an insurance company is properly licensed in Nevada online at Nevada Insurance Alert or by calling 1-888-467-4195.

The State of Nevada requires that all registered motor vehicles be covered by liability insurance. The Department of Motor Vehicles has established an Insurance Verification Program (IVP) to identify uninsured motorists and enhance the public safety of Nevada residents. Through the use of computer programs in partnership with Nevada insurance companies, we have been very successful in identifying registration records where insurance has been terminated and no new policy issued.

Motorists who have dropped their insurance are asked first to verify their coverage. If there is no response or the coverage cannot be verified, the DMV suspends the registration and notifies the owner through a certified letter. Use our Registration Status Inquiry to see whether your registration is currently suspended.

Uninsured motorists are required to provide current proof of insurance and pay a $250 reinstatement fee to reinstate a suspended registration. The fee can be reduced to $50 if the motorist has sufficient proof that the vehicle was not operated during the period insurance coverage was not in effect.

Nevada law enforcement officers are required to remove the license plates from any vehicle on which the registration has been suspended. They may also impound the vehicle itself.

Insurance Verification suspensions are administrative actions taken by the Department of Motor Vehicles. They are not criminal charges and will not result in arrest warrants or prosecution.

Insurance companies are required to report coverage changes (new policies and terminations) on a monthly basis. Companies send this information to DMV on computer cartridges or tapes. Individual agents cannot send this information; it must come from a firm's home office.

Reported information includes Vehicle Identification Number, the name(s) of the insured and appropriate dates.

It is important that the name(s) on your insurance and vehicle registration match. If you change the name on your insurance, you must also change the name on your vehicle registration and title. At least one name on the registration and the insurance must be the same.

Once a vehicle has been identified as a possible uninsured vehicle, the verification process begins.

A request will be sent to the registered owner to verify the insurance company's name, policy number, name(s) and Vehicle Identification Number or to determine whether the vehicle has been sold or taken out of state. Please keep your address current with DMV. See Address Changes.

You have 20 days to respond through our online Insurance Verification Response or the mail. Once we receive your information, the request is forwarded to the insurance company identified on the form. The process ends if the insurance company verifies the vehicle was continually covered. The DMV will notify the owner that the incident has been resolved.

If the registered owner or the insurance company does not respond, or if the insurance company denies coverage, the vehicle registration is suspended. The owner will receive a certified letter regarding the suspension and must either reinstate the registration or surrender the license plates. If the owner believes the registration was suspended in error, he or she has the right to appeal the action through the Office of Administrative Hearings.

You may check the status of your registration using our online Registration Status Inquiry and your license plate and the last 4 digits of the VIN. Please note only the current status (active, expired, suspended or surrendered) is displayed. Pending suspensions are not shown.

To reinstate a vehicle registration, the owner must provide current proof of insurance and pay the required reinstatement fee of $250.00. You may reinstate by mail or fax using the Processing Center Payment Authorization (ivp-007).

If the owner of the vehicle declares it dormant due to mechanical or seasonal circumstances during the period in question, the owner must sign a Dormant Vehicle Affidavit (ivp-003) and present documentation to verify the status. The reinstatement requirements will then include presenting current proof of insurance and a payment of $50.00. See Nevada Administrative Code Chapter 485

Note: If the registration would have been expired on the date of reinstatement, the owner will also have to obtain an emissions inspection, if required, and pay the normal registration renewal fees. You must obtain a one-day movement permit to drive the vehicle for an emissions inspection. Show the old registration slip or other proof of ownership at any DMV office.

You may use our online Insurance Verification Reinstatement or self-service kiosks in selected offices if your registration is suspended for an insurance lapse and if you meet the following qualifications:

• You have obtained liability insurance on the vehicle.
• Your insurance company has reported the new coverage to DMV. 
  This may take up to one month.
• You have the certified suspension notification letter from DMV that contains an access code.
  The certified letter also indicates the suspension date.
• Your vehicle registration is actually suspended.
  Verification and waiting periods amount to several months between an insurance lapse and the registration suspension.

You will also be given the option to renew your registration if it would be otherwise expired or due for renewal within approximately 35 days. 

If you drop the liability insurance on any vehicle for any reason, you must first cancel the registration by surrendering the license plates.

If you cancel your insurance, it is extremely important for you to do the following:

• If you cancel your insurance because your vehicle is not in use, you must first cancel your Nevada registration.
• If you sell your vehicle, you must remove the license plates, then cancel your Nevada registration. The license plates do not stay on the vehicle.
• You will receive credit toward registration of another vehicle for the unused portion of the canceled registration. You may qualify for a refund under certain limited circumstances.
• If you have personalized plates and wish to keep them, you may do so by bringing the rear plate to the DMV and scraping off the decal in person.

See Plate Surrender/Registration Fee Refunds for more details.

Department of Motor Vehicles
Insurance Verification Program
555 Wright Way
Carson City, Nevada 89711-0800
1-800-344-0483
(775) 684-4850