# 138 Fair and Accurate Credit Transactions Act of 2003:
Determination of Fair and Reasonable Fee to Be Charged by a Credit Reporting Agency for Consumer Credit Scores: Advance Notice of Proposed Rulemaking and Request for Comment
Public Comments
- Abbott, Fern (12/6/2004) # OL-100123
- Abramowitz, David (11/8/2004) # OL-100058
- Admill, R (12/22/2004) # OL-100164
- Albert Einstein Medical Center (Raines, Nathan) (11/8/2004) # OL-100061
- Allan, (12/22/2004) # OL-100161
- AMCE Mkt. Co. (Public, John Q.) (12/23/2004) # OL-100186
- America's Community Bankers (Bahin, Charlotte) (1/5/2005) # OL-100274
- Archuleta, Andrew (11/5/2004) # OL-100017
- Ashburn, James (11/8/2004) # OL-100060
- attorney at law (Glackin, Charles) (12/20/2004) # OL-100143
- Ayala, K. (11/23/2004) # OL-100110
- Ayoub, William (11/9/2004) # OL-100074
- Ball, Dennis (12/27/2004) # OL-100225
- BANCE, J (11/4/2004) # OL-100007
- Barnes, George (11/22/2004) # EREG-000001
- Barrett, (11/9/2004) # OL-100070
- Battle, Solomon O. (11/30/2004) # 000006
- Beck , (12/28/2004) # OL-100228
- Beck, (11/6/2004) # OL-100034
- Beh, Wooiliam (11/5/2004) # OL-100025
- Biemesderfer, David (11/5/2004) # OL-100014
- Blagbrough, Norman (11/8/2004) # OL-100063
- Boone, (11/7/2004) # OL-100049
- Bourvic, Atika (12/31/2004) # OL-100246
- Bourvic, Jean (12/31/2004) # OL-100245
- Bourvic, Matthew (1/6/2005) # OL-100284
- Boydston, Troy (12/24/2004) # OL-100216
- Breitenstein, Daniel (11/5/2004) # OL-100009
- Brooks, Ray (12/22/2004) # OL-100176
- Brown, (11/5/2004) # OL-100013
- Bulk, Lawrence H. (11/9/2004) # OL-100076
- Burch, Colin (12/22/2004) # OL-100168
- Burley-Allen, Madelyn (12/23/2004) # OL-100198
- Burns, Brendan (12/28/2004) # OL-100234
- Butler, Gregory (12/23/2004) # OL-100191
- Byers, Donna (11/9/2004) # OL-100072
- Bytnar, Michael (12/17/2004) # OL-100140
- California Association of Realtors (Hamilton, Jim) (1/7/2005) # 000010
- California Public Interest Research Group (Gayer, Jennette) (1/5/2005) # OL-100273
- Cannon, John E. (11/23/2004) # 000005
- CANOVA, DEBRA (11/5/2004) # OL-100015
- Carrington, Karen (12/29/2004) # OL-100235
- Cave, Alberta (11/9/2004) # OL-100073
- Cavolt, Paul (11/11/2004) # OL-100083
- Chapplw, Jesse (11/3/2004) # OL-100001
- Citizen / tax payer (Bergsten, ) (12/30/2004) # OL-100238
- Clark, S (11/11/2004) # OL-100086
- Clifton, D (12/31/2004) # OL-100247
- Consumer Data Industry Association (Pratt, Stuart) (1/5/2005) # OL-100276
- Consumer Federation of America (Scriber, Brad) (1/5/2005) # EREG-000003
- Cottler, Daniel (11/7/2004) # OL-100043
- CreditSuit.org (Baker, Christine) (1/5/2005) # OL-100281
- Curb, Randi Ann (11/23/2004) # OL-100112
- cust, kevin (11/21/2004) # OL-100101
- Davie, Edward (11/8/2004) # OL-100062
- Davila, Daniel (1/3/2005) # OL-100257
- DCHI (Cover, Dan) (11/23/2004) # OL-100111
- Dean, (11/17/2004) # OL-100098
- DeBusk, Richard (1/1/2005) # OL-100251
- Dienhart, (12/22/2004) # OL-100172
- dixon, STELLA (12/23/2004) # OL-100204
- Dodaro, James T (11/7/2004) # OL-100037
- DODARO, THOMAS (11/7/2004) # OL-100039
- Dodd, Wayne (12/22/2004) # OL-100179
- Dodson, Janice (11/5/2004) # OL-100030
- Donahue, Randy (12/22/2004) # OL-100150
- Dougherty, Richard J. (1/7/2005) # 000008
- Dunn, Charles (11/7/2004) # OL-100045
- Durst, Thomas (11/5/2004) # OL-100027
- Egemo, P. (11/5/2004) # OL-100020
- Equifax Information Services, LLC (Mast, Kent) (1/5/2005) # OL-100272
- Equifax Informations Services LLC (Mast, Kent E.) (1/7/2005) # 000011
- Even, (11/8/2004) # OL-100064
- Everyday Wealth (Nettey, Lisa) (12/22/2004) # OL-100155
- EVERYDAY WEALTH (Johnson, Michael) (12/24/2004) # OL-100212
- Everyday Wealth (Cailliet, Peggy) (12/28/2004) # OL-100226
- Everyday Wealth (Goodbeer`, Clarence) (12/28/2004) # OL-100233
- Everyday Wealth (Watson, Diane) (12/30/2004) # OL-100243
- Experian Information Solutions, Inc. (Engel, Jason) (1/5/2005) # OL-100280
- Fair Isaac Corporation (Hoge, Steven) (1/5/2005) # OL-100267
- Farmer, Janet (12/22/2004) # OL-100166
- Farrell, (11/7/2004) # OL-100038
- Featherston, Dorothy (11/4/2004) # OL-100003
- Felber, James (11/4/2004) # OL-100005
- Ferguson, (11/16/2004) # OL-100096
- Ferguson, Aaron (11/5/2004) # OL-100022
- Fessler, Joan (11/30/2004) # 000007
- Flanagan, Kathleen (11/22/2004) # OL-100108
- Foley, Lisa (11/19/2004) # OL-100100
- Frost, John (11/4/2004) # OL-100002
- Fulton County Economic Development (Bryan, Marva) (12/31/2004) # OL-100244
- Geiss, Susan (11/11/2004) # OL-100081
- Geist Gehring, Linda (11/4/2004) # OL-100004
- GENFED FEDERAL CREDIT UNION (TODD, RICHARD) (11/5/2004) # OL-100024
- Gibson, Joyce (11/14/2004) # OL-100090
- Gibson, Joyce (11/14/2004) # OL-100091
- Gibson, Rhonda (12/23/2004) # OL-100211
- Gilbertson, Dan (12/23/2004) # OL-100203
- Gimenez, (12/5/2004) # OL-100122
- God's Little Helpers Inc. (naomi, darden) (12/27/2004) # OL-100222
- Goida, Angelina (11/9/2004) # OL-100069
- Graham, William (12/26/2004) # OL-100220
- Gray, William (12/25/2004) # OL-100218
- Grimes, (12/6/2004) # OL-100124
- Gross, K. Kennard (11/18/2004) # 000003
- Hagan, Debra (12/30/2004) # OL-100240
- hamadachi, kamel (12/23/2004) # OL-100209
- Harding, Lisa (12/19/2004) # OL-100141
- Harper, Rebecca (12/28/2004) # OL-100232
- Harris, (1/3/2005) # OL-100258
- Harris, Scott (11/9/2004) # OL-100071
- Hauck, Ryan (11/7/2004) # OL-100052
- Hawthorne, Miles (1/4/2005) # OL-100265
- Helton, Richard (1/5/2005) # OL-100279
- Hendy, Doug (11/19/2004) # OL-100099
- Hester, (12/8/2004) # OL-100125
- Hght, (11/23/2004) # OL-100109
- Hiltbrunn, William (11/5/2004) # OL-100023
- Hobbs, Martha (12/22/2004) # OL-100162
- Holland, (12/15/2004) # OL-100137
- holt, hampton (12/22/2004) # OL-100152
- Hubbard, Misty (11/11/2004) # OL-100084
- Hudson, Waddell (12/28/2004) # OL-100231
- Humphres, Chris (11/12/2004) # OL-100087
- Identity Theft Resource Center (Foley, Linda) (1/4/2005) # OL-100264
- Independent Community Bankers of America (Bragan, Katherine) (1/5/2005) # OL-100270
- INDIVIDUAL (COOK, GEORGE) (11/10/2004) # OL-100079
- individual (Clark, Donna) (11/26/2004) # OL-100113
- Individual (Skaggs, Robert) (1/6/2005) # OL-100283
- Information Policy Institute (Turner, Michael ) (1/5/2005) # OL-100266
- Institute for the Study of Civic Values (Shipman Jr, Robert) (12/22/2004) # OL-100163
- INSTITUTE OF CONSUMER FINANCIAL EDUCATION (RICHARD, RFC, PAUL) (1/4/2005) # OL-100261
- Isaac, Tracy (12/27/2004) # OL-100223
- Ivery, Vincent (1/2/2005) # OL-100253
- J T G Financial Services (Guyder, Corinne) (11/12/2004) # OL-100089
- Jackson, Delores (1/4/2005) # OL-100259
- Jackson, Delores (1/4/2005) # OL-100260
- Jacquindo, Frank (11/7/2004) # OL-100040
- Jensen, (11/6/2004) # OL-100033
- JKH Enterprises (Hawkins, Kay) (12/29/2004) # OL-100237
- Johns, (12/23/2004) # OL-100189
- Jones, (11/5/2004) # OL-100016
- Jones, Bobby (11/16/2004) # OL-100094
- Jones, Charles (11/16/2004) # OL-100095
- Jugan, Marjorie (1/3/2005) # OL-100255
- Kalbach, Keith (12/22/2004) # OL-100167
- Kalwei, (11/5/2004) # OL-100031
- karkane, k (11/8/2004) # OL-100057
- Kelly, Ted (11/21/2004) # OL-100106
- Kennedy Contractors Inc (Yeomans, Sandra) (12/26/2004) # OL-100219
- Kiefer, Robert (11/7/2004) # OL-100042
- kistler, sharon (11/11/2004) # OL-100082
- Konetchy, (12/23/2004) # OL-100193
- Kussmaul, Lucinda (12/22/2004) # OL-100148
- Kussmaul, Sara (12/22/2004) # OL-100147
- Lamb, (11/7/2004) # OL-100046
- Lane, Kenneth (11/26/2004) # OL-100114
- LANE, R (11/14/2004) # OL-100092
- Larson, Julie (12/22/2004) # OL-100156
- Lee, David (11/8/2004) # OL-100066
- LeRoy, Robert (12/22/2004) # OL-100175
- letsbuildwealth.net (Vaughn, John) (12/23/2004) # OL-100188
- Levy-Mackay, (11/5/2004) # OL-100012
- Libove, Jay (12/21/2004) # OL-100145
- Litman, Eric (11/7/2004) # OL-100053
- lubnetwork (lubin, jean) (12/22/2004) # OL-100183
- lucier, loriann (11/5/2004) # OL-100028
- Manriquez, Magda (11/10/2004) # OL-100077
- Maranell, Matthew (12/23/2004) # OL-100208
- Marquis, Keith (11/11/2004) # OL-100085
- Marstiller, Sue (12/22/2004) # OL-100177
- Martin, Josh (1/5/2005) # OL-100269
- Martinez, John (12/27/2004) # OL-100224
- Maulwurf, Anthony (11/10/2004) # OL-100078
- McCall, Steve (12/24/2004) # OL-100213
- McDougle, Jeanine (1/1/2005) # OL-100252
- McGinley, Edward F. (11/16/2004) # 000001
- Mckean, (11/6/2004) # OL-100036
- McKelroy, Claud (11/30/2004) # OL-100119
- Medlock, Scott (11/5/2004) # OL-100021
- Mendoza, Carlos (12/23/2004) # OL-100199
- Miller, (11/7/2004) # OL-100044
- Miller, Kenneth (11/21/2004) # OL-100104
- Miller, Theresa (12/22/2004) # OL-100151
- Milleson, Ronda (12/28/2004) # OL-100230
- Mitchell, Terry (12/4/2004) # OL-100121
- Mobley, (12/29/2004) # OL-100236
- Moe, (1/1/2005) # OL-100249
- morrison, scott (11/7/2004) # OL-100048
- Murphy, (12/23/2004) # OL-100197
- Muwele, Clement (12/22/2004) # OL-100153
- N/A (Hurwitz, Harold) (12/23/2004) # OL-100205
- na (carter, Dan) (12/23/2004) # OL-100194
- National Association of Realtors(r) (Ventrone, Joseph) (1/5/2005) # OL-100268
- Nelson, Monique (11/17/2004) # 000002
- Newman, Faye (12/23/2004) # OL-100207
- Nitka, Mary (11/9/2004) # OL-100075
- None (Hennessy, Cindy) (11/5/2004) # OL-100010
- none (Dean, William) (11/5/2004) # OL-100032
- none (Pham, Sean) (11/9/2004) # OL-100067
- None (Howell, John) (11/9/2004) # OL-100068
- none (Walston, Brenda) (11/12/2004) # OL-100088
- None (Thoni, Michael) (12/23/2004) # OL-100202
- North American Title Company (Carr, Joseph ) (11/8/2004) # OL-100056
- Payseur, Timothy (12/23/2004) # OL-100195
- payseur, vicky (12/28/2004) # OL-100229
- Pelley, John (12/22/2004) # OL-100154
- Perkins, (1/5/2005) # OL-100278
- Personal Submission (Evans, David) (11/4/2004) # OL-100008
- peterson, c (12/22/2004) # OL-100146
- Polakoff Connolly, Jill (11/7/2004) # OL-100047
- POSITIVE RETURN (WILSON, IVY) (11/30/2004) # OL-100118
- Pottiger, (11/8/2004) # OL-100065
- Privacy Rights Clearinghouse & 7 other organizations (Givens, Beth) (1/5/2005) # OL-100275
- Private individual (CAPPER, Roger) (12/23/2004) # OL-100190
- private person (wulk, william) (12/25/2004) # OL-100217
- Pulsifer, Ed (12/23/2004) # OL-100192
- Raney, Ronald (11/5/2004) # OL-100029
- Reed, (12/22/2004) # OL-100178
- Reich, Virgil (12/22/2004) # OL-100160
- retired (Basso, James) (11/27/2004) # OL-100115
- Richter, David (11/5/2004) # OL-100018
- Rivera, John (12/22/2004) # OL-100181
- Romero, (12/20/2004) # OL-100144
- Ron Gordon Communications (Gordon, Ronald) (12/22/2004) # OL-100180
- Sampson, Robert (12/24/2004) # OL-100215
- Sanders, (12/22/2004) # OL-100173
- Saucier, Timothy (11/10/2004) # OL-100080
- Schnappauf, Erich (12/16/2004) # OL-100138
- Schnappauf, Robin (12/16/2004) # OL-100139
- SCRI (Alexander, Norvelle) (12/22/2004) # OL-100182
- Self (Noble, Adrian) (11/29/2004) # OL-100116
- self-employed (mcconnell, william) (12/22/2004) # OL-100165
- Sheaffer, (11/8/2004) # OL-100059
- Shockley, Elizabeth (11/7/2004) # OL-100051
- Shuler, Jacqueline (12/22/2004) # OL-100169
- Simpkins, Paula (11/21/2004) # OL-100107
- simpson auto broker Inc (simpson, patrick) (12/12/2004) # OL-100135
- Slovick, Beverly (12/22/2004) # OL-100158
- smith, philip (11/8/2004) # OL-100055
- SOLE TAX PAYER (SKAGGS, STAN) (1/6/2005) # OL-100282
- Specialty Financial Practice (Hulett, Jon) (12/23/2004) # OL-100196
- Springboard Nonprofit Consumer Credit Management (Wilkman, Dianne) (1/3/2005) # OL-100256
- Stapleton, Jeff (12/22/2004) # OL-100171
- Starch, Patricia (12/30/2004) # OL-100241
- Steinbruck, Elisabeth (11/21/2004) # OL-100102
- Stephens, Mark (12/22/2004) # OL-100159
- STERN, AYN (11/8/2004) # OL-100054
- Stier, Laurie (11/21/2004) # OL-100103
- summerfield, jamey (12/22/2004) # OL-100170
- Swarts, (12/30/2004) # OL-100242
- SYRETT, (11/5/2004) # OL-100011
- The Link (Jordan, Alphonso) (12/23/2004) # OL-100201
- Thom, (12/1/2004) # OL-100120
- Thomas, Jocelyn (1/2/2005) # OL-100254
- Thomas, William (11/4/2004) # OL-100006
- TransUnion LLC (Blenke, John) (1/4/2005) # OL-100262
- TransUnion LLC (Blenke, John W.) (1/7/2005) # 000009
- Treloar, (11/7/2004) # OL-100041
- Trost, Lyndi (12/24/2004) # OL-100214
- Turner, Steve (12/22/2004) # OL-100174
- Updike, Bill (12/14/2004) # OL-100136
- Verdier, Gene R. (11/18/2004) # 000004
- Vermeersch, (12/19/2004) # OL-100142
- Walton, Thomas (12/23/2004) # OL-100184
- Ware, J (1/1/2005) # OL-100250
- Warner, Jay (12/28/2004) # OL-100227
- Warns, John (1/1/2005) # OL-100248
- Watson, Douglas (11/15/2004) # OL-100093
- Webb, Robin (12/22/2004) # OL-100149
- Weis, (11/7/2004) # OL-100050
- Whitted, (12/27/2004) # OL-100221
- wilder, (12/23/2004) # OL-100206
- Wiley, (12/23/2004) # OL-100187
- Wilkerson, Jo Ann (11/5/2004) # OL-100026
- Williams, Shakeia (1/5/2005) # OL-100271
- Woods, Billy (12/23/2004) # OL-100185
- Woodward, Richard (11/5/2004) # OL-100019
- Zagami, Frank (12/22/2004) # OL-100157
- Zlotnicki, Lucjan (11/6/2004) # OL-100035