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The Making Home Affordable Program Could Be the Help You Need
Please use the self-assessment tools provided on MakingHomeAffordable.gov to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.
About Homeownership
Welcome to Freddie Mac's online guide to the homebuying process, designed to help you determine if you’re ready for homeownership. Our guide takes you from determining if you’re ready to buy through how to protect your investment and prevent foreclosure.
All About Mortgages
Buying a home is a big step and assuming a mortgage for that home is a big responsibility. Make sure you are ready for a financial commitment that could last several decades.
- What is a Mortgage
- Amortization Schedule
- Fixed-Rate Mortgages
- Adjustable-Rate Mortgages
- Balloon/Reset Mortgages
- Reverse Mortgages
Buying a Home
Buying a home is the largest purchase most people will ever make. Homeownership has great benefits. Homeownership also comes with certain responsibilities.
Owning a Home
There's nothing like the feeling of being a homeowner. But owning a home is an ongoing commitment - new issues and responsibilities can come up at any time.
Making Home Affordable Program
Freddie Mac is pleased to play a key role in sustaining homeownership and supporting the federal Making Home Affordable Program.
Avoiding Foreclosure
By understanding foreclosure, what may lead up to it, and the foreclosure process, you can be in a better position to recognize and address potential problems that may impact your ability to make every mortgage payment on time.
- Working With Your Lender to Stop Foreclosure
- Warning Signs
- Avoiding Mortgage Fraud
- Understanding Terms Used in Foreclosure
- Where to Get Help
Calculators and Tools
Compare costs between renting and homeownership, calculate potential tax savings with homeownership, understand how much you can afford and how much you can borrow, compare types of mortgages, and estimate down payments and costs.