Think Student Loans

Think Student Loans are simple and straightforward, and can help you bridge the financial aid gap to pay for college. Whether you are an undergraduate, graduate, continuing education, or health professions student, there is a Think Student Loan designed for you. A Think Student Loan can be used for any education-related expenses including tuition, room and board, a computer and expenses associated with studying abroad such as program tuition or room and board. Also, with a Think Student Loan you don't have to worry about paying it back until after you graduate.²

Think Student Loans are private student loans (also known as Alternative Student Loans) which are very different from federal student loans. Private student loans are not guaranteed or subsidized by the federal government.

Think Financial encourages every student to exhaust their federal student loan options as federal student loans are guaranteed by the government and can be used to pay for school tuition, room and board and other school charges. All college bound students are eligible for Federal Student Loans which are federally-backed and processed in accordance with rules and regulations issued by the United States Department of Education. Think Student Loans help you supplement your federal loans to cover education related expenses.

¹ This loan does not require school certification and the proceeds are disbursed in the form of a check co-payable to the borrower and cosigner (if applicable), mailed directly to the applicant with the stronger credit profile.

² Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.

³ Disbursement can occur in 48 hours after receipt and verification of signed loan documents and all other requested documentation and must be within 21 days of the enrollment date.

^* Think Financial refers applications to Simple Tuition, a leading student loan comparison site, and is paid a fee for this referral.