Planning for Baby - Consumer Issues

Authors: Celia Ray Hayhoe, Ph.D., CFP®, Family Financial Management specialist; Stephanie Jamison and Anne Fleet Dillard, graduate students, Department of Apparel, Housing, and Resource Management, and Melissa Chase, doctoral candidate, Technical Education, Virginia Tech.

The authors would like to thank the following reviewers for their comments:
Robert Flashman, Ph.D., and Susan Badenhop, Ph.D., Cooperative Extension specialists, University of Kentucky, and Heather Greenwood and L. Dawn Barnes, Virginia Cooperative Extension Family and Consumer Sciences and Community Initiatives agents in Fauquier County and Floyd County respectively.

Publication Number 354-031, May 2003

Table of Contents

Introduction
Baby Needs When Leaving the Hospital
What Baby Needs at Home
Safety Items and Other Supplies
Transportation and the Baby
Car Seat Safety
Scams
Resources for New Parents

Introduction

Being a smart consumer is more than finding low prices. If you are a smart consumer, you will keep your new baby comfortable and safe-two goals of new parents-while you watch your budget.

A baby needs a lot of things, but not as many as some businesses would like to sell. Information in this publication includes what you and your baby will need when leaving the hospital and at home, including clothing, crib and other furniture, car seat, and safety items.

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What Baby Needs When Leaving the Hospital

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Baby Needs at Home

Layette
This list is a good start to prepare to bring your new baby home. You may find you need additional items. However, the items in this list will prepare your household for potential expenses to the budget. (See Planning for Baby: Financial Issues, Virginia Cooperative Extension publication 354-030, for help with the financial concerns.) Remember that generic brands are often just as good as name brands. It is not a good idea to buy large amounts of baby clothes in the smallest sizes.

Your baby will spend most of his or her time sleeping. Clothes that will be worn and washed often should be of good quality. Clothes that will be worn only a few times do not need to be as high quality, however, you should still pay attention to care guidelines and fit of these garments.

Source: http://www.babyultimate.com

Clothing Choices
Often the most enjoyable activity while waiting for baby is purchasing clothes. It is important to keep a couple of things in mind when making purchases. The most important one is to provide your baby with comfort! The second is that babies grow fast. This section will help you understand comfort and safety, choose fabrics, and read labels. This section also includes information on diapers.

Fabric Choices, Care Labels, and Comfort
The most impractical items are often the most tempting to buy. However, it doesn't matter if the clothing is pink or blue, new or old, as long as the baby feels comfortable and secure. Clothing purchase decisions need to be based on your family's needs, income, lifestyle, and available time.

Fabrics

Care Labels

Comfort

Fit, Size, and Safety
Fit

Size

Safety: flame-resistant sleepwear

Please note: The rules for flame resistance or snug fit do not apply to sleepwear for sizes 9 months and under because infants that wear these sizes are insufficiently mobile to expose themselves to an open flame.

Diaper Choices and Comfort

Disposable diapers

Costs of disposable diapers

Disposable diaper tips

Cloth diapers

Cloth diaper tips

Cloth diaper services

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Safety Items and Other Supplies

Following is another checklist to get you started. Remember there are always unexpected needs! These are suggestions. Your budget will determine what you can afford. For more information, visit these web sites, which also contain pregnancy information:

Safety items
Household

Baby's room

Other Supplies

Remember, these are the basics guidelines to get you started. As you become more comfortable and have a set routine, you will have a better idea of exactly what you will need and not need.

Items Needed as Baby Grows Older

The American Academy of Pediatrics recommends that you do NOT purchase a baby walker. For more information visit their web site at http://www.aap.org/family/babywalkers.htm.

Crib Safety Tips
Crib design

Mattress

Crib hardware

Crib accessories

Environment Safety

Mesh-sided Cribs or Playpens

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Transportation and the Baby

Items Needed to Transport Baby

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Car Seat Safety

Recycled Car Seats

Child Safety Seat Check

Air Bag Safety
A passenger air bag can seriously harm a child riding in the front seat of the car.

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Scams

What Baby Doesn't Need
They appear like magic. The mailers, magazines, catalogs, e-mail, and phone calls multiply as your baby's arrival date gets closer. It seems that the marketers and con artists know your baby is on its way almost as soon as you do. Everyone has something to sell to make your baby smarter, healthier, safer, or wealthier than all the other babies.

The Social Security Scams
The fraudulent agencies use official-sounding names like Federal Document Services or National Records Service and offer to handle clerical details of getting a Social Security number for your baby. The fee is only around $15. They don't tell you that getting a Social Security number for your child is free. You will not only lose the $15, you could be giving the company information that should be kept private. What do you get for your $15? The company fills out the application, returns it to you, and tells you to take it to your local Social Security office and wait in line. Most hospitals offer to submit a Social Security number application to the Social Security Administration when they process the information for a birth certificate; for free.

Watch for any mailings or e-mail that says your baby is eligible to receive refunds from the manufacturers of baby food, formula, or other children's products, due to settlements of lawsuits. The catch in this scam is that you are required to provide your child's Social Security number. Do not provide this information, if you do, it will almost surely be used illegally.

Child Genius?
According to experts on child psychology and brain development, there is no video, classical music CD, flashcards, computer program, or toy that can "boost" your baby's intelligence. Nothing beats simple human interaction, especially parent-child interaction, to increase child brain development in that critical zero to 3-years-old period. Put the money you would have spent on some "genius baby" computer program into a savings plan for your child's college education. The best way to build your child's self-esteem is with love and attention. (From Scripps Howard News Service)

Modeling and Photography Scams
It is so flattering. The modeling agency wants your child to be a model. Who could resist? Maybe you should. Watch for the red flags that indicate you could become part of a modeling scam. Watch out:

A legitimate modeling agency never asks for up-front fees; it invests in a child's career and then takes a percentage of what the child earns as a model. Nor would the agency require children under 3 to have professional photos taken; a couple of color snapshots are enough. Unless you live in a big city, such as New York or Los Angeles, there is not going to be enough work available to bring in the big bucks. Most child models are "discovered" after their parents have sent photos to a reputable agency. If someone stops you and/or your child in the mall, places an ad in a newspaper, or sends you a letter stating that your child has been selected, be suspicious. While some reputable agents find kids this way, it's rare. (From http://www.parenting.com/parenting/article/article_general/0,8266,7548,00.html)

You should also watch out for specials on photos that require you sign up for many sittings. Do you really want to go to that photographer or studio every year for the next eight years to have a birthday photo taken? Will the photographer even be in business in eight years? The companies with these long-term contracts count on the fact that most parents will never come back for all the sittings. It is now possible to get baby pictures very reasonably so check around before purchasing a contract.

Deals for products that sound too good to be true probably are. You will also get many coupons and specials on photos, etc. Remember that a coupon only saves you money if you would normally purchase the item.

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Resources for New Parents

General
American Academy of Pediatrics web site, http://www.aap.org, contains many useful resources under the "You and Your Family" button.

Fields, Denise and Fields, Alan (2002). Baby Bargains: Secrets to saving 20%-50% on baby furniture, equipment, clothes, toys, maternity wear and much, much more, 4th ed. Boulder, Colo.: Windsor Peak Press.

Jones, Sandy (2001). Consumer Reports Guide to Baby Products. Yonkers, N.Y.: Consumer Reports Special Publications.

Consumer Product Safety Commission, http://www.cpsc.gov/

Consumer Product Safety Commission recalled products at http://www.cpsc.gov/cgi-bin/recalldb/prod.asp and click on "Conduct a New Search."

Crib Safety
Crib Safety, http://www.cribsafety.org/

Storkcraft Baby, http://www.storkcraft.com/safety/tips.asp

Car Seat Safety
Buckle Up America's Online Headquarters, http://www.buckleupamerica.org/

Children's Car Seat Safety Guide, http://www.keepkidshealthy.com/welcome/safety/car_seats_safety/

DOT Auto Safety Hotline, (888) DASH-2-DOT

Safety Belt Safe USA, http://www.carseat.org/

The safety belt safe USA web site is where you can find handouts on recycled car seats and a list of child restraints and manufacturers. They are under the reproducible handouts category.

Safety Restraint Coalition, (425) 828-8975

Seat Check, http://www.seatcheck.org/

Seat Checks list of car seat recalls, http://www.seatcheck.org/recalls.html

Local Health Department for information on Virginia's free car seat program

National Highway Trafiic Safety Administration, http://www.nhtsa.dot.gov/nhtsa/whatis/regions/index.cfm?fitting=yes

Community-based
Here are some of the nationwide resources that will have local offices. The numbers and localities will vary from community to community. Look in the phone book to find the location and numbers for local resources for new parents in case a situation arises and you need assistance from a community-based resources.

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