UNT Student Accounting and University Cashiering Services: ID Systems Information

Eagle Student Services Center

Student Accounting and University Cashiering Services

Short-Term Loans

Short-term loans are available to students who are enrolled and meet the criteria below. The loans are awarded for the minimum amount of tuition and fees each semester. The loans are posted to the student account in order to make the first payment in the Fall or Spring or the entire payment in a summer semester.

Students must meet the following criteria in order to qualify for a loan:

No outstanding blocks (Service Indicators preventing the student from receiving a Short Term Loan).
No outstanding loans (Service Indicator showing loan default status).
Students who have previously defaulted on a short-term loan that has been sent to a collection agency are not eligible to receive short-term loans.

Students can apply for short-term loans in person at Student Accounting on the Denton campus, located in Room 105 of the Eagle Student Services Center. Students may also apply for short-term loans in person at the UNT System Center in Dallas.

All loans must be repaid by the established due date in order to avoid collection fees. Unpaid loans are subject to being submitted to an outside collection agency.

The following fees are not covered by a short-term loan and must be paid before a short-term loan is awarded: Property Deposit, Late Registration Fee, Sponsored student fees, Tasp fee, Credit by exam fee and Miscellaneous Fees (parking, health center, new student orientation fee).

Students must place themselves on the installment plan online before coming to Student Accounting to obtain a Short Term Loan. Short Term Loans can be issued to pay the first installment amount if their anticipated aid is not enough to cover the first installment amount. Short Term Loans are issued for the first installment amount less any anticipated aid amount. It is extremely important to review both the negative and positive service indicators on an account prior to advising a student they can obtain a Short Term Loan Interest on Short Term Loans is currently 5% APR and accrues daily. Interest is not posted to a student’s account daily and explains why interest may appear on an account after the student has paid what they may believe to be their final payment. Short Term Loans are available for Summer sessions.

Memorial Loans are available for books and other expenses through the Student Money Management Center. The students are assessed an origination fee based on the amount of the loan and not charged interest. Students can apply online for a memorial loan at the following website http://www.unt.edu/moneymanagement . Once the loan is approved and processed, the student will receive an e-mail from the Student Money Management Center that the check is ready. The student will be instructed to go to the Student Money Management Center in Chestnut Hall, room 313 or to the UNT Dallas Campus.

Please direct additional questions to http://unt.custhelp.com.

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