Guide for Loss Control/Risk Management Evaluations
The Texas Department of Insurance, Loss Control Regulation Division is responsible for reviewing and evaluating insurance companies loss control/risk management programs for Texas policyholders. Insurance companies writing commercial automobile, commercial general liability, professional liability for insureds other than hospitals, medical professional liability for insureds other than hospitals, and professional liability for hospitals, are required to provide loss control information/services and risk management based on the need of the policyholder.
Insurance companies and insurance consumers often ask questions pertaining to Loss Control. Here are some Frequently Asked Questions (FAQs) by both insurance policyholders and insurance companies.
The following are the Texas statutes governing Loss Control requirements for commercial lines of insurance.
Texas Insurance Code, Sec. 1952.058. Loss Control Information and Services Required. -- for insurers desiring to write commercial automobile liability insurance.
Texas Insurance Code, Sec. 1903.003. Loss Control Services Required. -- for insurers desiring to write professional liability insurance for hospitals.
Texas Insurance Code, Sec. 1903.051. Loss Control Information Required. -- for insurers desiring to write professional liability insurance for insureds other than hospitals, general liability insurance, or medical professional liability insurance for insureds other than hospitals.
The following are the rules governing the implementation of the Texas Insurance Code requirements for Loss Control.
Texas Administrative Code, 28 TAC, Chapter Five, Subchapter A, Automobile Insurance, §§5.301-5.311 -- loss control information for commercial liability insurance.
Texas Administrative Code, 28 TAC, Chapter Five, Subchapter B, §§5.1701 - 5.1713 -- standards for providing loss control services for professional liability insurance for hospitals.
Texas Administrative Code, 28 TAC, Chapter Five, Subchapter B §§5.1721 - 5.1731 -- Loss Control Information -- for professional liability insurance for insureds other than hospitals, for general liability insurance, or for medical professional liability insurance for insureds other than hospitals.
NOTE: Use your arrow keys to scroll through the Texas Administrative Code rules to locate the applicable section.
The Texas Department of Insurance, Loss Control Regulation Division conducts evaluations a minimum of every two years on all insurance companies reporting written premiums for the above commercial lines of insurance. The following documents are used during the evaluation process. These documents will assist your company in preparing for the evaluation of your loss control/risk management program.
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Loss Control Presentation Outline - Commercial Automobile/General Liability/Professional Liability for Insureds other than Hospitals -- TDI Form #pc383outlglca - Word or PDF
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Loss Control Presentation Outline - Medical Professional Liability - TDI Form #pc384outlmed - Word or PDF
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Loss Control Presentation Outline - Professional Liability for Hospitals -TDI Form #pc385outlhosp - Word or PDF
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Commercial Automobile Liability Loss Control Information Worksheets - TDI Form #pc386iwca - Word or PDF
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General Liability Loss Control Information Worksheets - TDI Form # pc387iwgl - Word or PDF
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Professional Liability and Medical Professional for Hospitals Loss Control Information Worksheets - TDI Form #pc388hlwk - Word or PDF
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Qualification of Loss Control Representatives (LCRs) - Form 2 - TDI Form #pc389form2 - Word or PDF
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Loss Control Representative Qualification Review - TDI Form #pc390rrevform - Word or PDF
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Field Safety Representative with a Specialty in Hospitals Qualification Review - TDI Form #pc391hfsrrevfmw - Word or PDF
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Outline of a Minimum Plan for A Loss Control Program - TDI Form #pc392outlminplan - Word or PDF
For more information contact:
Texas Department of Insurance
