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Texas Monitor, 1:2 (Summer 1996)

Table 3. Distribution of Average Paid Claim Costs for 1991 Injuries Indemnity Claims with Incurred Losses of $5,000 or More Stratified by Impairment Rating
Impairment Rating Number of Claims Average Paid Medical Losses Average Paid Indemnity Losses Average Total Paid Losses
0% 15,573 $11,703 $7,474 $19,177
1-4% 4,607 $14,160 $10,534 $24,694
5-9% 7,496 $16,288 $14,307 $30,595
10-14% 4,722 $25,442 $21,623 $47,065
15-19% 1,880 $34,720 $30,309 $65,0 29
20-24% 788 $41,340 $33,978 $75,318
25-34% 505 $50,241 $37,821 $88,062
35% or Higher 153 $66,172 $43,523 $109,695

Source: Texas Department of Insurance, Detailed Claim Information database as of December 31, 1995.

Note: Payment information received as of December 31, 1995 for both open and closed claims was included in the analysis. Claims with delinquent subsequent insurance carrier reports or clearly erroneous values were excluded from the study.

Return to Texas Monitor 1:2, "Claim Costs by Degree of Permanent Impairment"

For further information, contact: PIO@tdi.state.tx.us .
This page was last updated on March 23, 1999.
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