Life Insurance

Online Brochure
Understanding Life Insurance

Who Needs Life Insurance?
Life insurance helps protect families by replacing lost income if a wage earner dies. Some policies also accumulate cash and provide payments during the policyholders lifetime. When purchasing life insurance, consider your individual circumstances and the standard of living you want for your dependents.

Life insurance basics
Who Needs Life Insurance?
The main types of life insurance
Comparing the Major Types of Life Insurance
Modifying your coverage
Special case life insurance
Settlement options
Financial implications of owning life insurance
Buying life insurance
Shopping smart for life insurance
Viatical and life settlements
Annuities
Know your rights
For More Information

Tracing Old Life Policies

Tracing Missing or Old Life Insurance Policies - TDI has no way of knowing whether any person has life insurance and with which company. We can, however, offer some tips for continuing your search.
More About Tracing Old Policies | Wise to Keep Life Insurance Policies with Will

Helpful Lists

• Top 40 Life Insurance Companies - Based on Texas Written Premium with Percentage of Market Share
• Top 40 Annuity Insurance Companies - Based on Texas Written Premium with Percentage of Market Share

Complaints

• Life Insurance Online Complaint Form - Use for reporting complaints against life insurance companies or agents..
• Consumer Complaint Information/Data - Search TDI´s Internet Complaint Information System (ICIS) by (1) Summary Complaint Information by Quarter (2) Region Complaint Information by Quarter or (3) Line of Insurance. | 2004 Life/Annuity Complaint Index

Related Web Links

• Consumer Federation of America - For a fee, CFA will analyze the return rate on a cash value life policy.

For more information, contact: ConsumerProtection@tdi.state.tx.us